Company Profile: U.S. Bancorp (USB)

USB insider trades (13 months) →

$59.89 −0.99% vs. previous close · Market cap $93.31B

Today's multi-factor rank: 78 of 461 · see the ranking

Quant500 Scores

Momentum

6.2/10

Value

6.1/10

Growth

5.3/10

Quality

4.3/10

Multifactor

5.5/10

Market and Valuation

Price & Market

Prev Close Price:$60.49

Open:$60.40

Day's Low:$59.76

Day's High:$61.00

Bid / Ask:-

Market Cap:93.31B

Enterprise Value:125.03B

52-Week Range

52-Week Low:$45.02

52-Week High:$66.08

Current position in 52-week range

52w Low-52w High

50-Day Avg:$59.84

200-Day Avg:$58.08

Volume

Volume Today:4,976,176

Avg Volume (3m):7,269,690

Avg Volume (10d):6,150,140

52-Week Change:+30.28%

vs S&P 500, 52 weeks:-

Beta:1.03

Valuation Multiples

P/E (trailing):11.65

12-month EPS and P/E from the market data provider (Yahoo Finance), not from the SEC: the latest quarter with EPS at the SEC ended Jun 30, 2026, more than 120 days ago.

P/E (forward):10.22

PEG Ratio:1.47

Price / Book:1.57

Price / Sales (TTM):3.35

EV / Revenue:4.48

EV / EBITDA:-

Dividends

Current yield:3.57%

Annual Dividend Rate:$2.16

Dividend Trailing:$2.10

Yield Trailing:3.47%

5-Year Avg Yield:4.12%

Payout Ratio:41.52%

Last Ex-Dividend Date:-

Valuation Context

P/E vs sector (indicative)

Most Recent Quarter:-

Fiscal Year (Next):-

Date Filter (Month):

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Financial Statements TTM (Trailing 12 Months)

Income Statement

Total Revenue (TTM):27.89B

Gross Profit:27.89B

EBITDA:-

Net Income (TTM):8.00B

Rev Growth (YoY):+8.40%

Earnings Growth (YoY):+10.20%

Quarterly earnings growth (YoY):+10.00%

Margins

Gross Margin:-

EBITDA Margin:-

Operating Margin:-

Net Margin:-

Per Share

EPS Trailing (TTM):$5.14

12-month EPS and P/E from the market data provider (Yahoo Finance), not from the SEC: the latest quarter with EPS at the SEC ended Jun 30, 2026, more than 120 days ago.

EPS Forward (Est.):$5.86

Revenue Per Share:$17.94

Cash Per Share:-

Book Value:$38.27

Last Dividend:-

Ex-Dividend Date:-

Last Split:-

Balance Sheet & Liquidity

Total cash:49.52B

Total Debt:73.04B

Net Debt (Debt - Cash):23.52B

Debt / Equity:-

Current Ratio:-

Quick Ratio:-

Cash Flows

Operating Cash Flow:-

Free Cash Flow (FCF):-

FCF Yield (FCF / Market Cap):-

Enterprise Value:125.03B

EV / Revenue:4.48

EV / EBITDA:-

Profitability

ROE (Return on Equity):12.84%

ROA (Return on Assets):1.20%

P/E (trailing):11.65

P/E (forward):10.22

Price / Book:1.57

PEG Ratio:1.47

52-Week Change:+30.28%

S&P 500 change, 52 weeks:+11.37%

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

EPS Trailing (TTM):$5.14

12-month EPS and P/E from the market data provider (Yahoo Finance), not from the SEC: the latest quarter with EPS at the SEC ended Jun 30, 2026, more than 120 days ago.

EPS Forward (Est.):$5.86

P/E (forward):10.22

PEG Ratio:1.47

Growth and Margins

Earnings Growth YoY:-

Quarterly Earnings Growth YoY:-

Rev Growth YoY:-

Net Margin:-

Gross Margin:-

EBITDA Margin:-

Per Share

Revenue Per Share:$17.94

Cash Per Share:-

Book Value:$38.27

Cash Flows (TTM)

Free Cash Flow:-

Operating Cash Flow:-

EBITDA:-

Total Revenue (TTM):27.89B

Net Income (TTM):8.00B

Fiscal Year (Last):-

EPS Surprise History - Last 4 Quarters

Actual vs. Analyst Estimates · Green = beat expectations · Red = missed

Quarter	Period	Actual EPS	Estimated EPS	Difference	Surprise %	Currency

Ownership Structure

Ownership Distribution

% Insiders:-

% Institutional:-

% Inst. (of Float):-

No. of Institutions:-

Visual distribution

InsidersInstitutionalFree Float

Shares & Short Interest

Shares Outstanding:1,558,051,446

Float (free shares):1,553,279,260

Short interest (shares):123,348

Short % of float:-

Short Ratio (days to cover):0.01

Short interest, prior month:-

Short Interest Date:-

Governance Score (1=Best, 10=Worst)

Overall risk:-

Audit Risk:-

Board risk:-

Compensation Risk:-

Shareholder rights risk:-

Top Institutional Holders

Position Change: ▲ Increased · ▼ Reduced · = Unchanged

Organization	Report Date	% Shares	No. Shares	Value (USD)	Change %

Top Mutual Funds

Position Change: ▲ Increased ▼ Decreased = Unchanged

Fund	Report Date	% Shares	No. Shares	Value (USD)	Change %

Recent Insider Trades

Executive / Insider	Title	Date	Action	Shares

Options Chain

Expiration Date:

CALLS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

PUTS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

U.S. Bancorp (USB) SEC filings: 10-K, 10-Q and 8-K

Direct links to financial reports filed with the SEC.

Type	Date	Official link
8-K	2026-10-30	View filing ↗
8-K	2026-10-15	View filing ↗
N-PX	2026-08-19	View filing ↗
8-K	2026-07-16	View filing ↗
8-K	2026-06-24	View filing ↗
11-K	2026-06-22	View filing ↗
8-K	2026-04-23	View filing ↗
8-K	2026-04-16	View filing ↗
8-K	2026-04-08	View filing ↗
DEF 14A	2026-03-10	View filing ↗

Company and Executive Profile

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

General Information

Headquarters:United States

City:Minneapolis

Employees:70,000

Sector:Financial Services

Industry:Banks - Regional

Website:-

Key Executives

Name	Title	Age	Total pay
Ms. Gunjan Kedia	President, CEO & Chairman	54	4.72M
Mr. John C. Stern	Vice Chair & Chief Financial Officer	46	2.57M
Mr. Elcio R. T. Barcelos	Senior EVP & Chief Human Resources Officer	54	2.01M
Mr. Stephen L. Philipson	Vice Chair & Head of Wealth, Corporate, Commercial and Institutional Banking	45	2.47M
Mr. Toby Clements	Senior EVP & Chief Operations Officer	-	-
Mr. Alan Flanagan	Head of Global Investment Services	-	-
Ms. Jennifer Ann Thompson C.F.A.	EVP & Head of Corporate Finance	-	-
Mr. Dilip Venkatachari	Senior EVP and Chief Information & Technology Officer	65	-

You have seen the engine room

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U.S. Bancorp (USB): Quantitative Analysis

Name: Factor scores for U.S. Bancorp (USB)
Creator: Quant500
License: https://quant500.com/legal

U.S. Bancorp (USB) — Financial Services — Banks - Regional. USB is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.

So far in 2026, USB has returned +15.2% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.

USB ranks 78 of 461 on today's multifactor score, and 12 of the 58 Financial Services companies that score. Its strongest factor is momentum (Z 0.72, ranked 96 of 494); its weakest is quality (Z -0.41, ranked 364 of 468). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.

Factor scores

The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.

Factor	Z-Score	Rank
Multifactor	0.289	78 of 461
Momentum	0.721	96 of 494 ↓3
Value	0.658	72 of 489
Quality	-0.405	364 of 468
Growth	0.181	117 of 489

Market data

Metric	Value
Price	$59.89
Market Cap	93.31B
P/E	11.65
Revenue (last 12 months)	27.89B
Price / book	1.57
Book value per share	$38.27
52-week range	$45.02 – $66.08
Dividend yield	3.57%
Beta	1.03
Average volume	7,269,690
Shares outstanding	1.56B
Short interest (% of float)	0.01% (as of Oct 15, 2026)

When does USB report earnings? 12 of its last 12, before the open →

What are USB insiders doing? 73 transactions filed with the SEC, of them 9 sells, the last one on Aug 28, 2026 →

USB latest SEC filings

Annual report (10-K): filed Feb 23, 2026, fiscal year ended Dec 31, 2025 · see its 10-K filings on sec.gov
Quarterly report (10-Q): filed Aug 6, 2026, quarter ended Jun 30, 2026 · see its 10-Q filings on sec.gov
Earnings release (8-K): Oct 15, 2026, before the open · view the 8-K on sec.gov

Filing dates on EDGAR, the SEC's public registry. All USB filings on EDGAR.

Guides: How to read a Quant500 company page · What the S&P 500 is · P/E ratio explained · 10-K, 10-Q and 8-K · all guides

Frequently asked questions about U.S. Bancorp (USB)

When does U.S. Bancorp report earnings?

U.S. Bancorp has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 12 before the open (SEC filings through Oct 15, 2026). USB earnings dates and times, quarter by quarter →

What is U.S. Bancorp's P/E ratio?

U.S. Bancorp's P/E (price over earnings per share for the last twelve months) is 11.7 at the Nov 3, 2026 close. That EPS is the 12-month figure from the market data provider (Yahoo Finance), not the SEC one. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: U.S. Bancorp is below its sector median. Financial Services stocks, company by company →

Where does U.S. Bancorp rank on Quant500?

In the Nov 3, 2026 multi-factor ranking, U.S. Bancorp ranks 78 of 461, and 12 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking → How it is calculated →

Have U.S. Bancorp insiders bought or sold shares?

SEC Form 4 shows no open-market purchase of U.S. Bancorp shares from August 2025 through Nov 3, 2026. The latest sale was on Aug 28, 2026, by a director who is also an officer, for $1.7M. In total, from August 2025 through Nov 3, 2026: 0 purchases and 9 sales by directors, officers and large shareholders. All USB insider trades →

Does U.S. Bancorp pay a dividend?

Yes. Its dividend yield is 3.57% at the Nov 3, 2026 close (annual dividend of $2.16 per share). The latest recorded ex-dividend date is Sep 30, 2026.

What sector is U.S. Bancorp in, and which index?

U.S. Bancorp is classified in the Financial Services sector (industry: Banks - Regional), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →

What is behind these numbers

The concepts on this page, explained from scratch in the Academy. Free, no account.

Valuation multiples: P/E, P/B, EV/EBITDA and their trapsWhy the P/E and the price-to-book in the table above cannot be compared across sectors, and what a low P/E can hide.
Value and momentum: the two that have survived bestWhat the value and momentum scores on this page actually measure, and why they are the two factors that have best survived scrutiny.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
Sales growth: the driver that gets overestimated mostWhat sits behind the growth score and the twelve-month revenue, and why it is the number people extrapolate too far most often.
Dividends and payout: high is not always goodThis company pays a dividend and its yield is in the table above: when a high figure is good news and when it is a warning.

The whole Academy, course by course →

Data as of Nov 3, 2026. Source: point-in-time SEC fundamentals and closing prices. Method and formulas are on the home page.

Company Profile: U.S. Bancorp (USB)

Market and Valuation

Price & Market

52-Week Range

Volume

Valuation Multiples

Dividends

Valuation Context

Financial Statements TTM (Trailing 12 Months)

Income Statement

Margins

Per Share

Balance Sheet & Liquidity

Cash Flows

Profitability

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

Growth and Margins

Per Share

Cash Flows (TTM)

EPS Surprise History - Last 4 Quarters

Ownership Structure

Ownership Distribution

Shares & Short Interest

Governance Score (1=Best, 10=Worst)

Top Institutional Holders

Top Mutual Funds

Recent Insider Trades

Options Chain

CALLS

PUTS

Sentiment Metrics

Expected move

U.S. Bancorp (USB) SEC filings: 10-K, 10-Q and 8-K

Company and Executive Profile

General Information

Key Executives

You have seen the engine room

U.S. Bancorp (USB): Quantitative Analysis

Factor scores

Market data

USB latest SEC filings

Frequently asked questions about U.S. Bancorp (USB)

When does U.S. Bancorp report earnings?

What is U.S. Bancorp's P/E ratio?

Where does U.S. Bancorp rank on Quant500?

Have U.S. Bancorp insiders bought or sold shares?

Does U.S. Bancorp pay a dividend?

What sector is U.S. Bancorp in, and which index?

What is behind these numbers