Each point was worked out with the data available that day. Scale 0-10: 5 is the index average and 10 is the cap (+3 standard deviations), not perfection. The vertical axis zooms to fit this company, so two charts are not comparable by eye.
Market and Valuation
Price & Market
Prev Close Price:$183.78
Open:$183.30
Day's Low:$181.09
Day's High:$185.14
Bid / Ask:-
Market Cap:28.30B
Enterprise Value:27.71B
52-Week Range
52-Week Low:$153.40
52-Week High:$194.81
Current position in 52-week range
52w Low-52w High
50-Day Avg:$169.64
200-Day Avg:$168.23
Volume
Volume Today:912,608
Avg Volume (3m):600,114
Avg Volume (10d):782,790
52-Week Change:+16.77%
vs S&P 500, 52 weeks:-
Beta:0.48
Valuation Multiples
P/E (trailing):10.81
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 26, 2026. The P/E is the price divided by that EPS.
P/E (forward):20.03
PEG Ratio:2.19
Price / Book:1.75
Price / Sales (TTM):2.13
EV / Revenue:2.09
EV / EBITDA:7.90
Dividends
Current yield:2.05%
Annual Dividend Rate:$3.76
Dividend Trailing:$3.69
Yield Trailing:2.01%
5-Year Avg Yield:2.35%
Payout Ratio:21.65%
Last Ex-Dividend Date:-
Valuation Context
P/E vs sector (indicative)
Most Recent Quarter:-
Fiscal Year (Next):-
Loading historical OHLCV database...
Date
Open
High
Low
Close
Volume
Financial Statements TTM (Trailing 12 Months)
Income Statement
Total Revenue (TTM):13.27B
Gross Profit:3.48B
EBITDA:3.51B
Net Income (TTM):2.66B
Rev Growth (YoY):-18.20%
Earnings Growth (YoY):-58.40%
Quarterly earnings growth (YoY):-59.10%
Margins
Gross Margin:-
EBITDA Margin:-
Operating Margin:-
Net Margin:-
Per Share
EPS Trailing (TTM):$17.05
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 26, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$9.20
Revenue Per Share:$85.87
Cash Per Share:-
Book Value:$105.42
Last Dividend:-
Ex-Dividend Date:-
Last Split:-
Balance Sheet & Liquidity
Total cash:1.38B
Total Debt:875.00M
Net Debt (Debt - Cash):−505.00M (net cash)
Debt / Equity:5.41%
Current Ratio:1.05
Quick Ratio:0.88
Cash Flows
Operating Cash Flow:3.09B
Free Cash Flow (FCF):2.41B
FCF Yield (FCF / Market Cap):-
Enterprise Value:27.71B
EV / Revenue:2.09
EV / EBITDA:7.90
Profitability
ROE (Return on Equity):16.87%
ROA (Return on Assets):5.03%
P/E (trailing):10.81
P/E (forward):20.03
Price / Book:1.75
PEG Ratio:2.19
52-Week Change:+16.77%
S&P 500 change, 52 weeks:+11.37%
Historical Evolution (Last 4 Years)
Income Statement
Balance Sheet
Cash Flow
EPS and Earnings Per Share
Key EPS Metrics
EPS Trailing (TTM):$17.05
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 26, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$9.20
P/E (forward):20.03
PEG Ratio:2.19
Growth and Margins
Earnings Growth YoY:-
Quarterly Earnings Growth YoY:-
Rev Growth YoY:-
Net Margin:-
Gross Margin:-
EBITDA Margin:-
Per Share
Revenue Per Share:$85.87
Cash Per Share:-
Book Value:$105.42
Cash Flows (TTM)
Free Cash Flow:2.41B
Operating Cash Flow:3.09B
EBITDA:3.51B
Total Revenue (TTM):13.27B
Net Income (TTM):2.66B
Fiscal Year (Last):-
EPS Surprise History - Last 4 Quarters
Actual vs. Analyst Estimates · Green = beat expectations · Red = missed
Quarter
Period
Actual EPS
Estimated EPS
Difference
Surprise %
Currency
Ownership Structure
Ownership Distribution
% Insiders:-
% Institutional:-
% Inst. (of Float):-
No. of Institutions:-
Visual distribution
InsidersInstitutionalFree Float
Shares & Short Interest
Shares Outstanding:153,510,324
Float (free shares):150,579,812
Short interest (shares):4,056,044
Short % of float:-
Short Ratio (days to cover):5.78
Short interest, prior month:-
Short Interest Date:-
Governance Score (1=Best, 10=Worst)
Overall risk:-
Audit Risk:-
Board risk:-
Compensation Risk:-
Shareholder rights risk:-
Top Institutional Holders
Position Change: ▲ Increased · ▼ Reduced · = Unchanged
Organization
Report Date
% Shares
No. Shares
Value (USD)
Change %
Top Mutual Funds
Position Change: ▲ Increased ▼ Decreased = Unchanged
Fund
Report Date
% Shares
No. Shares
Value (USD)
Change %
Recent Insider Trades
Executive / Insider
Title
Date
Action
Shares
Options Chain
CALLS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
PUTS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
Sentiment Metrics
Put/Call Ratio (Volume):-
Put/Call Ratio (O.I.):-
Max Pain (estimated):-
Total O.I. Calls:-
Total O.I. Puts:-
Expected move
Average IV (Calls ATM):-
Average IV (Puts ATM):-
Days to Expiration:-
Expected move (±):-
Cincinnati Financial Corporation (CINF) SEC filings: 10-K, 10-Q and 8-K
Direct links to financial reports filed with the SEC.
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
Mr. Steven Justus Johnston C.F.A., CERA, FCAS, MAAA
Executive Chairman
65
1.20M
Mr. Stephen Michael Spray
President, CEO & Director
59
1.85M
Mr. Michael James Sewell CPA
CFO, Principal Accounting Officer, Executive VP & Treasurer
61
1.79M
Ms. Teresa Currin Cracas Esq.
Chief Risk Officer & Executive VP of The Cincinnati Insurance Company
59
1.13M
Mr. Steven Anthony Soloria C.F.A., C.P.C.U.
Executive VP & Chief Investment Officer
58
2.05M
Andrew F. Gossard C.P.A., C.P.C.U.
VP & Investor Relations Officer
-
-
Mr. Thomas Christopher Hogan Esq.
Executive VP, Chief Legal Officer & Company Secretary
32
-
Betsy E. Ertel C.P.C.U.
Vice President of Corporate Communications
-
-
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Cincinnati Financial Corporation (CINF) — Financial Services — Insurance - Property & Casualty. CINF is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.
So far in 2026, CINF has returned +14.6% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.
CINF ranks 128 of 461 on today's multifactor score, and 21 of the 58 Financial Services companies that score. Its strongest factor is value (Z 0.63, ranked 76 of 489); its weakest is growth (Z -0.12, ranked 214 of 489). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.
Factor scores
The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.
Frequently asked questions about Cincinnati Financial (CINF)
When does Cincinnati Financial report earnings?
Cincinnati Financial has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 12 after the close (SEC filings through Oct 26, 2026). CINF earnings dates and times, quarter by quarter →
What is Cincinnati Financial's P/E ratio?
Cincinnati Financial's P/E (price over earnings per share for the last twelve months) is 10.8 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Sep 30, 2026. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: Cincinnati Financial is below its sector median. Financial Services stocks, company by company →
Where does Cincinnati Financial rank on Quant500?
In the Nov 3, 2026 multi-factor ranking, Cincinnati Financial ranks 128 of 461, and 21 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking →How it is calculated →
Have Cincinnati Financial insiders bought or sold shares?
The latest open-market purchase of Cincinnati Financial shares filed with the SEC (Form 4) was on Aug 25, 2026, by a director, for $172k. The latest sale was on Aug 3, 2026, by a director, for $1.3M. In total, from August 2025 through Nov 3, 2026: 4 purchases and 1 sale by directors, officers and large shareholders. All CINF insider trades →
Does Cincinnati Financial pay a dividend?
Yes. Its dividend yield is 2.05% at the Nov 3, 2026 close (annual dividend of $3.76 per share). The latest recorded ex-dividend date is Sep 23, 2026.
What sector is Cincinnati Financial in, and which index?
Cincinnati Financial is classified in the Financial Services sector (industry: Insurance - Property & Casualty), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →
What is behind these numbers
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Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
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