Company Profile: The Travelers Companies, Inc. (TRV)

TRV insider trades (13 months) →

$395.41 −0.85% vs. previous close · Market cap $81.02B

Today's multi-factor rank: 36 of 461 · see the ranking

Quant500 Scores

Momentum

7.3/10

Value

5.8/10

Growth

4.7/10

Quality

5.3/10

Multifactor

5.8/10

Market and Valuation

Price & Market

Prev Close Price:$398.80

Open:$396.81

Day's Low:$393.75

Day's High:$398.24

Bid / Ask:-

Market Cap:81.02B

Enterprise Value:85.37B

52-Week Range

52-Week Low:$268.00

52-Week High:$407.87

Current position in 52-week range

52w Low-52w High

50-Day Avg:$375.28

200-Day Avg:$330.49

Volume

Volume Today:1,629,842

Avg Volume (3m):1,460,685

Avg Volume (10d):1,459,560

52-Week Change:+43.83%

vs S&P 500, 52 weeks:-

Beta:0.40

Valuation Multiples

P/E (trailing):10.39

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 16, 2026. The P/E is the price divided by that EPS.

P/E (forward):12.71

PEG Ratio:2.36

Price / Book:2.79

Price / Sales (TTM):1.66

EV / Revenue:1.75

EV / EBITDA:7.41

Dividends

Current yield:1.25%

Annual Dividend Rate:$5.00

Dividend Trailing:$4.70

Yield Trailing:1.18%

5-Year Avg Yield:1.78%

Payout Ratio:12.36%

Last Ex-Dividend Date:-

Valuation Context

P/E vs sector (indicative)

Most Recent Quarter:-

Fiscal Year (Next):-

Date Filter (Month):

Loading historical OHLCV database...

Financial Statements TTM (Trailing 12 Months)

Income Statement

Total Revenue (TTM):48.92B

Gross Profit:17.05B

EBITDA:11.52B

Net Income (TTM):8.27B

Rev Growth (YoY):-0.50%

Earnings Growth (YoY):+9.70%

Quarterly earnings growth (YoY):+1.50%

Margins

Gross Margin:-

EBITDA Margin:-

Operating Margin:-

Net Margin:-

Per Share

EPS Trailing (TTM):$38.06

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 16, 2026. The P/E is the price divided by that EPS.

EPS Forward (Est.):$31.11

Revenue Per Share:$229.49

Cash Per Share:-

Book Value:$141.51

Last Dividend:-

Ex-Dividend Date:-

Last Split:-

Balance Sheet & Liquidity

Total cash:6.18B

Total Debt:9.81B

Net Debt (Debt - Cash):3.63B

Debt / Equity:33.84%

Current Ratio:0.33

Quick Ratio:0.20

Cash Flows

Operating Cash Flow:10.68B

Free Cash Flow (FCF):15.82B

FCF Yield (FCF / Market Cap):-

Enterprise Value:85.37B

EV / Revenue:1.75

EV / EBITDA:7.41

Profitability

ROE (Return on Equity):27.50%

ROA (Return on Assets):4.73%

P/E (trailing):10.39

P/E (forward):12.71

Price / Book:2.79

PEG Ratio:2.36

52-Week Change:+43.83%

S&P 500 change, 52 weeks:+11.37%

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

EPS Trailing (TTM):$38.06

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 16, 2026. The P/E is the price divided by that EPS.

EPS Forward (Est.):$31.11

P/E (forward):12.71

PEG Ratio:2.36

Growth and Margins

Earnings Growth YoY:-

Quarterly Earnings Growth YoY:-

Rev Growth YoY:-

Net Margin:-

Gross Margin:-

EBITDA Margin:-

Per Share

Revenue Per Share:$229.49

Cash Per Share:-

Book Value:$141.51

Cash Flows (TTM)

Free Cash Flow:15.82B

Operating Cash Flow:10.68B

EBITDA:11.52B

Total Revenue (TTM):48.92B

Net Income (TTM):8.27B

Fiscal Year (Last):-

EPS Surprise History - Last 4 Quarters

Actual vs. Analyst Estimates · Green = beat expectations · Red = missed

Quarter	Period	Actual EPS	Estimated EPS	Difference	Surprise %	Currency

Ownership Structure

Ownership Distribution

% Insiders:-

% Institutional:-

% Inst. (of Float):-

No. of Institutions:-

Visual distribution

InsidersInstitutionalFree Float

Shares & Short Interest

Shares Outstanding:204,900,000

Float (free shares):203,739,213

Short interest (shares):5,690,346

Short % of float:-

Short Ratio (days to cover):4.51

Short interest, prior month:-

Short Interest Date:-

Governance Score (1=Best, 10=Worst)

Overall risk:-

Audit Risk:-

Board risk:-

Compensation Risk:-

Shareholder rights risk:-

Top Institutional Holders

Position Change: ▲ Increased · ▼ Reduced · = Unchanged

Organization	Report Date	% Shares	No. Shares	Value (USD)	Change %

Top Mutual Funds

Position Change: ▲ Increased ▼ Decreased = Unchanged

Fund	Report Date	% Shares	No. Shares	Value (USD)	Change %

Recent Insider Trades

Executive / Insider	Title	Date	Action	Shares

Options Chain

Expiration Date:

CALLS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

PUTS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

The Travelers Companies, Inc. (TRV) SEC filings: 10-K, 10-Q and 8-K

Direct links to financial reports filed with the SEC.

Type	Date	Official link
8-K	2026-10-16	View filing ↗
8-K	2026-08-07	View filing ↗
10-Q	2026-07-17	View filing ↗
11-K	2026-06-15	View filing ↗
8-K	2026-05-22	View filing ↗
8-K	2026-05-21	View filing ↗
DEFA14A	2026-05-12	View filing ↗
8-K	2026-04-16	View filing ↗
DEFA14A	2026-04-07	View filing ↗
8-K	2026-02-17	View filing ↗

Company and Executive Profile

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

General Information

Headquarters:United States

City:New York

Employees:34,000

Sector:Financial Services

Industry:Insurance - Property & Casualty

Website:-

Key Executives

Name	Title	Age	Total pay
Mr. Alan David Schnitzer J.D.	Chairman & CEO	59	10.59M
Mr. Daniel Stephen Frey CPA	Executive VP & CFO	60	4.15M
Mr. Avrohom J. Kess	Vice Chairman & Chief Legal Officer	56	5.29M
Mr. Michael Frederick Klein	Executive VP & President of Personal Insurance	57	4.48M
Mr. Gregory Cheshire Toczydlowski	Executive VP & President of Business Insurance	58	5.07M
Ms. Mojgan Mehdian Lefebvre	Executive VP, Chief Technology & Operations Officer	59	-
Mr. David Donnay Rowland CFA	Executive VP & Co-Chief Investment Officer	59	-
Mr. Daniel Tei-Hwa Yin	Executive VP & Co-Chief Investment Officer	59	-

You have seen the engine room

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The Travelers Companies, Inc. (TRV): Quantitative Analysis

Name: Factor scores for The Travelers Companies, Inc. (TRV)
Creator: Quant500
License: https://quant500.com/legal

The Travelers Companies, Inc. (TRV) — Financial Services — Insurance - Property & Casualty. TRV is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.

So far in 2026, TRV has returned +37.6% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.

TRV ranks 36 of 461 on today's multifactor score, and 5 of the 58 Financial Services companies that score. Its strongest factor is momentum (Z 1.38, ranked 39 of 494); its weakest is growth (Z -0.16, ranked 245 of 489). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.

Factor scores

The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.

Factor	Z-Score	Rank
Multifactor	0.473	36 of 461 ↑3
Momentum	1.378	39 of 494 ↑5
Value	0.475	103 of 489
Quality	0.204	137 of 468 =
Growth	-0.164	245 of 489

Market data

Metric	Value
Price	$395.41
Market Cap	81.02B
P/E	10.39
Revenue (last 12 months)	48.92B
Price / book	2.79
Book value per share	$141.51
52-week range	$268.00 – $407.87
Dividend yield	1.25%
Beta	0.40
Average volume	1,460,685
Shares outstanding	204.90M
Short interest (% of float)	3.13% (as of Oct 15, 2026)

When does TRV report earnings? 12 of its last 12, before the open →

What are TRV insiders doing? 163 transactions filed with the SEC, of them 55 sells, the last one on Oct 28, 2026 →

TRV latest SEC filings

Annual report (10-K): filed Feb 12, 2026, fiscal year ended Dec 31, 2025 · view the filing on sec.gov
Quarterly report (10-Q): filed Oct 16, 2026, quarter ended Sep 30, 2026 · see its 10-Q filings on sec.gov
Earnings release (8-K): Oct 16, 2026, before the open · view the 8-K on sec.gov

Filing dates on EDGAR, the SEC's public registry. All TRV filings on EDGAR.

Guides: How to read a Quant500 company page · What the S&P 500 is · P/E ratio explained · 10-K, 10-Q and 8-K · all guides

Frequently asked questions about Travelers Companies (TRV)

When does Travelers Companies report earnings?

Travelers Companies has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 12 before the open (SEC filings through Oct 16, 2026). TRV earnings dates and times, quarter by quarter →

What is Travelers Companies's P/E ratio?

Travelers Companies's P/E (price over earnings per share for the last twelve months) is 10.4 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Sep 30, 2026. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: Travelers Companies is below its sector median. Financial Services stocks, company by company →

Where does Travelers Companies rank on Quant500?

In the Nov 3, 2026 multi-factor ranking, Travelers Companies ranks 36 of 461, and 5 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking → How it is calculated →

Have Travelers Companies insiders bought or sold shares?

SEC Form 4 shows no open-market purchase of Travelers Companies shares from August 2025 through Nov 3, 2026. The latest sale was on Oct 28, 2026, by an officer, for $1.2M. In total, from August 2025 through Nov 3, 2026: 0 purchases and 55 sales by directors, officers and large shareholders. All TRV insider trades →

Does Travelers Companies pay a dividend?

Yes. Its dividend yield is 1.25% at the Nov 3, 2026 close (annual dividend of $5.00 per share). The next announced ex-dividend date is Dec 10, 2026.

What sector is Travelers Companies in, and which index?

Travelers Companies is classified in the Financial Services sector (industry: Insurance - Property & Casualty), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →

What is behind these numbers

The concepts on this page, explained from scratch in the Academy. Free, no account.

Valuation multiples: P/E, P/B, EV/EBITDA and their trapsWhy the P/E and the price-to-book in the table above cannot be compared across sectors, and what a low P/E can hide.
Value and momentum: the two that have survived bestWhat the value and momentum scores on this page actually measure, and why they are the two factors that have best survived scrutiny.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
Sales growth: the driver that gets overestimated mostWhat sits behind the growth score and the twelve-month revenue, and why it is the number people extrapolate too far most often.
Dividends and payout: high is not always goodThis company pays a dividend and its yield is in the table above: when a high figure is good news and when it is a warning.

The whole Academy, course by course →

Data as of Nov 3, 2026. Source: point-in-time SEC fundamentals and closing prices. Method and formulas are on the home page.

Company Profile: The Travelers Companies, Inc. (TRV)

Market and Valuation

Price & Market

52-Week Range

Volume

Valuation Multiples

Dividends

Valuation Context

Financial Statements TTM (Trailing 12 Months)

Income Statement

Margins

Per Share

Balance Sheet & Liquidity

Cash Flows

Profitability

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

Growth and Margins

Per Share

Cash Flows (TTM)

EPS Surprise History - Last 4 Quarters

Ownership Structure

Ownership Distribution

Shares & Short Interest

Governance Score (1=Best, 10=Worst)

Top Institutional Holders

Top Mutual Funds

Recent Insider Trades

Options Chain

CALLS

PUTS

Sentiment Metrics

Expected move

The Travelers Companies, Inc. (TRV) SEC filings: 10-K, 10-Q and 8-K

Company and Executive Profile

General Information

Key Executives

You have seen the engine room

The Travelers Companies, Inc. (TRV): Quantitative Analysis

Factor scores

Market data

TRV latest SEC filings

Frequently asked questions about Travelers Companies (TRV)

When does Travelers Companies report earnings?

What is Travelers Companies's P/E ratio?

Where does Travelers Companies rank on Quant500?

Have Travelers Companies insiders bought or sold shares?

Does Travelers Companies pay a dividend?

What sector is Travelers Companies in, and which index?

What is behind these numbers