Skip to content
Quant500 - Quantitative Analysis
Search ticker or company...
ES | EN

Company Profile: The Hartford Insurance Group, Inc. (HIG)

HIG insider trades (13 months) →

$134.92 −0.44% vs. previous close · Market cap $36.08B

Today's multi-factor rank: 101 of 461 · see the ranking

Momentum
4.6/10
Value
6.7/10
Growth
4.9/10
Quality
5.3/10
Multifactor
5.4/10

Market and Valuation

Price & Market

Prev Close Price:$135.52
Open:$135.17
Day's Low:$133.47
Day's High:$135.89
Bid / Ask:-
Market Cap:36.08B
Enterprise Value:36.43B

52-Week Range

52-Week Low:$120.42
52-Week High:$146.07
Current position in 52-week range
52w Low-52w High
50-Day Avg:$132.93
200-Day Avg:$135.42

Volume

Volume Today:2,046,420
Avg Volume (3m):1,664,393
Avg Volume (10d):2,182,650
52-Week Change:+5.92%
vs S&P 500, 52 weeks:-
Beta:0.47

Valuation Multiples

P/E (trailing):8.17

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 26, 2026. The P/E is the price divided by that EPS.

P/E (forward):9.91
PEG Ratio:0.12
Price / Book:1.95
Price / Sales (TTM):1.22
EV / Revenue:1.23
EV / EBITDA:6.12

Dividends

Current yield:1.98%
Annual Dividend Rate:$2.68
Dividend Trailing:$2.40
Yield Trailing:1.77%
5-Year Avg Yield:1.87%
Payout Ratio:15.48%
Last Ex-Dividend Date:-

Valuation Context

P/E vs sector (indicative)

Most Recent Quarter:-
Fiscal Year (Next):-

Loading historical OHLCV database...

Financial Statements TTM (Trailing 12 Months)

Income Statement

Total Revenue (TTM):29.59B
Gross Profit:11.41B
EBITDA:5.96B
Net Income (TTM):4.32B
Rev Growth (YoY):+3.90%
Earnings Growth (YoY):+28.00%
Quarterly earnings growth (YoY):+22.50%

Margins

Gross Margin:-
EBITDA Margin:-
Operating Margin:-
Net Margin:-

Per Share

EPS Trailing (TTM):$16.52

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 26, 2026. The P/E is the price divided by that EPS.

EPS Forward (Est.):$13.62
Revenue Per Share:$107.80
Cash Per Share:-
Book Value:$69.09
Last Dividend:-
Ex-Dividend Date:-
Last Split:-

Balance Sheet & Liquidity

Total cash:4.51B
Total Debt:4.37B
Net Debt (Debt - Cash):−143.00M (net cash)
Debt / Equity:23.16%
Current Ratio:1.67
Quick Ratio:1.02

Cash Flows

Operating Cash Flow:6.99B
Free Cash Flow (FCF):7.38B
FCF Yield (FCF / Market Cap):-
Enterprise Value:36.43B
EV / Revenue:1.23
EV / EBITDA:6.12

Profitability

ROE (Return on Equity):23.25%
ROA (Return on Assets):4.09%
P/E (trailing):8.17
P/E (forward):9.91
Price / Book:1.95
PEG Ratio:0.12
52-Week Change:+5.92%
S&P 500 change, 52 weeks:+11.37%

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

EPS Trailing (TTM):$16.52

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 26, 2026. The P/E is the price divided by that EPS.

EPS Forward (Est.):$13.62
P/E (forward):9.91
PEG Ratio:0.12

Growth and Margins

Earnings Growth YoY:-
Quarterly Earnings Growth YoY:-
Rev Growth YoY:-
Net Margin:-
Gross Margin:-
EBITDA Margin:-

Per Share

Revenue Per Share:$107.80
Cash Per Share:-
Book Value:$69.09

Cash Flows (TTM)

Free Cash Flow:7.38B
Operating Cash Flow:6.99B
EBITDA:5.96B
Total Revenue (TTM):29.59B
Net Income (TTM):4.32B
Fiscal Year (Last):-

EPS Surprise History - Last 4 Quarters

Actual vs. Analyst Estimates · Green = beat expectations · Red = missed

Quarter Period Actual EPS Estimated EPS Difference Surprise % Currency

Ownership Structure

Ownership Distribution

% Insiders:-
% Institutional:-
% Inst. (of Float):-
No. of Institutions:-
Visual distribution
InsidersInstitutionalFree Float

Shares & Short Interest

Shares Outstanding:267,413,397
Float (free shares):266,135,161
Short interest (shares):30,189
Short % of float:-
Short Ratio (days to cover):0.02
Short interest, prior month:-
Short Interest Date:-

Governance Score (1=Best, 10=Worst)

Overall risk:-
Audit Risk:-
Board risk:-
Compensation Risk:-
Shareholder rights risk:-

Top Institutional Holders

Position Change: ▲ Increased · ▼ Reduced · = Unchanged

Organization Report Date % Shares No. Shares Value (USD) Change %

Top Mutual Funds

Position Change: ▲ Increased ▼ Decreased = Unchanged

Fund Report Date % Shares No. Shares Value (USD) Change %

Recent Insider Trades

Executive / Insider Title Date Action Shares

Options Chain

CALLS

StrikeLastBidAskVol.O.I.IV

PUTS

StrikeLastBidAskVol.O.I.IV

The Hartford Insurance Group, Inc. (HIG) SEC filings: 10-K, 10-Q and 8-K

Direct links to financial reports filed with the SEC.

Type Date Official link
10-Q2026-10-26View filing ↗
8-K2026-09-30View filing ↗
8-K2026-09-25View filing ↗
8-K2026-08-11View filing ↗
8-K2026-07-23View filing ↗
8-K2026-07-15View filing ↗
11-K2026-06-23View filing ↗
8-K2026-06-03View filing ↗
8-K2026-05-21View filing ↗
8-K2026-04-23View filing ↗

Company and Executive Profile

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

General Information

Headquarters:United States
City:Hartford
Employees:19,200
Industry:Insurance - Diversified
Website:-

Key Executives

NameTitleAgeTotal pay
Mr. Christopher Jerome Swift CPAChairman & CEO647.69M
Mr. Adin Morris TookerPresident & Director553.88M
Ms. Beth A. Costello CPAExecutive VP & CFO573.83M
Ms. Amy Marie StepnowskiExecutive VP & Chief Investment Officer562.74M
Mr. Donald Christian Hunt J.D.Executive VP & General Counsel542.11M
Mr. Jeffery HawkinsChief Data, AI & Operations Officer--
Mr. Allison Gayle NidernoSenior VP, Controller & Principal Accounting Officer45-
Mr. Shekar PannalaExecutive VP & Chief Information Officer54-

You have seen the engine room

A free account saves your simulator portfolios, your personal portfolio and your Academy progress, synced across devices. And, if you switch it on, the email alert the same day an insider buys stock in their own company.

No card. No spam.

The Hartford Insurance Group, Inc. (HIG): Quantitative Analysis

The Hartford Insurance Group, Inc. (HIG) — Financial Services — Insurance - Diversified. HIG is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.

So far in 2026, HIG has returned −0.8% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.

HIG ranks 101 of 461 on today's multifactor score, and 14 of the 58 Financial Services companies that score. Its strongest factor is value (Z 1.00, ranked 37 of 489); its weakest is momentum (Z -0.24, ranked 272 of 494). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.

Factor scores

The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.

FactorZ-ScoreRank
Multifactor0.215101 of 461
Momentum-0.244272 of 494 ↓10
Value1.00437 of 489 ↓3
Quality0.179146 of 468 =
Growth-0.077204 of 489

Market data

MetricValue
Price$134.92
Market Cap36.08B
P/E8.17
Revenue (last 12 months)29.59B
Price / book1.95
Book value per share$69.09
52-week range$120.42 – $146.07
Dividend yield1.98%
Beta0.47
Average volume1,664,393
Shares outstanding267.41M
Short interest (% of float)0.01% (as of Oct 15, 2026)

When does HIG report earnings? 12 of its last 12, after the close →

What are HIG insiders doing? 65 transactions filed with the SEC, of them 12 sells, the last one on Oct 28, 2026 →

HIG latest SEC filings

Filing dates on EDGAR, the SEC's public registry. All HIG filings on EDGAR.

Guides: How to read a Quant500 company page · What the S&P 500 is · P/E ratio explained · 10-K, 10-Q and 8-K · all guides

Frequently asked questions about Hartford Insurance (HIG)

When does Hartford Insurance report earnings?

Hartford Insurance has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 12 after the close (SEC filings through Oct 26, 2026). HIG earnings dates and times, quarter by quarter →

What is Hartford Insurance's P/E ratio?

Hartford Insurance's P/E (price over earnings per share for the last twelve months) is 8.2 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Sep 30, 2026. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: Hartford Insurance is below its sector median. Financial Services stocks, company by company →

Where does Hartford Insurance rank on Quant500?

In the Nov 3, 2026 multi-factor ranking, Hartford Insurance ranks 101 of 461, and 14 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking → How it is calculated →

Have Hartford Insurance insiders bought or sold shares?

SEC Form 4 shows no open-market purchase of Hartford Insurance shares from August 2025 through Nov 3, 2026. The latest sale was on May 27, 2026, by an officer, for $1.2M. In total, from August 2025 through Nov 3, 2026: 0 purchases and 12 sales by directors, officers and large shareholders. All HIG insider trades →

Does Hartford Insurance pay a dividend?

Yes. Its dividend yield is 1.98% at the Nov 3, 2026 close (annual dividend of $2.68 per share). The next announced ex-dividend date is Dec 1, 2026.

What sector is Hartford Insurance in, and which index?

Hartford Insurance is classified in the Financial Services sector (industry: Insurance - Diversified), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →

What is behind these numbers

The concepts on this page, explained from scratch in the Academy. Free, no account.

The whole Academy, course by course →

Data as of Nov 3, 2026. Source: point-in-time SEC fundamentals and closing prices. Method and formulas are on the home page.

The model portfolio, weekly in your inbox

Every Saturday, its week in one minute: how it went, the best and the worst, and which insiders bought with their own money. Plus, the day the model is rebuilt, which stocks come in and which go out. A simulation, not advice. At most one email a week, no ads, no account; one-click unsubscribe. Made by one person: Pol Gracia.

A model portfolio with simulated results, not a personalized recommendation. Your email is used for this only: privacy.

S&P 500 market gravity