Company Profile: M&T Bank Corporation (MTB)

MTB insider trades (13 months) →

$222.07 −1.05% vs. previous close · Market cap $31.91B

Today's multi-factor rank: 111 of 461 · see the ranking

Quant500 Scores

Momentum

6.0/10

Value

6.4/10

Growth

4.3/10

Quality

4.6/10

Multifactor

5.3/10

Market and Valuation

Price & Market

Prev Close Price:$224.43

Open:$223.48

Day's Low:$221.47

Day's High:$224.52

Bid / Ask:-

Market Cap:31.91B

Enterprise Value:39.15B

52-Week Range

52-Week Low:$179.75

52-Week High:$255.95

Current position in 52-week range

52w Low-52w High

50-Day Avg:$225.92

200-Day Avg:$225.14

Volume

Volume Today:693,361

Avg Volume (3m):986,370

Avg Volume (10d):832,550

52-Week Change:+24.06%

vs S&P 500, 52 weeks:-

Beta:0.64

Valuation Multiples

P/E (trailing):11.60

12-month EPS and P/E from the market data provider (Yahoo Finance), not from the SEC: the latest quarter with EPS at the SEC ended Jun 30, 2026, more than 120 days ago.

P/E (forward):10.52

PEG Ratio:1.33

Price / Book:1.27

Price / Sales (TTM):3.37

EV / Revenue:4.14

EV / EBITDA:-

Dividends

Current yield:2.67%

Annual Dividend Rate:$6.00

Dividend Trailing:$6.00

Yield Trailing:2.67%

5-Year Avg Yield:3.01%

Payout Ratio:31.71%

Last Ex-Dividend Date:-

Valuation Context

P/E vs sector (indicative)

Most Recent Quarter:-

Fiscal Year (Next):-

Date Filter (Month):

Loading historical OHLCV database...

Financial Statements TTM (Trailing 12 Months)

Income Statement

Total Revenue (TTM):9.46B

Gross Profit:9.46B

EBITDA:-

Net Income (TTM):2.85B

Rev Growth (YoY):+0.50%

Earnings Growth (YoY):+4.60%

Quarterly earnings growth (YoY):-2.10%

Margins

Gross Margin:-

EBITDA Margin:-

Operating Margin:-

Net Margin:-

Per Share

EPS Trailing (TTM):$19.14

12-month EPS and P/E from the market data provider (Yahoo Finance), not from the SEC: the latest quarter with EPS at the SEC ended Jun 30, 2026, more than 120 days ago.

EPS Forward (Est.):$21.11

Revenue Per Share:$63.97

Cash Per Share:-

Book Value:$174.95

Last Dividend:-

Ex-Dividend Date:-

Last Split:-

Balance Sheet & Liquidity

Total cash:16.14B

Total Debt:20.02B

Net Debt (Debt - Cash):3.88B

Debt / Equity:-

Current Ratio:-

Quick Ratio:-

Cash Flows

Operating Cash Flow:-

Free Cash Flow (FCF):-

FCF Yield (FCF / Market Cap):-

Enterprise Value:39.15B

EV / Revenue:4.14

EV / EBITDA:-

Profitability

ROE (Return on Equity):10.60%

ROA (Return on Assets):1.40%

P/E (trailing):11.60

P/E (forward):10.52

Price / Book:1.27

PEG Ratio:1.33

52-Week Change:+24.06%

S&P 500 change, 52 weeks:+11.37%

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

EPS Trailing (TTM):$19.14

12-month EPS and P/E from the market data provider (Yahoo Finance), not from the SEC: the latest quarter with EPS at the SEC ended Jun 30, 2026, more than 120 days ago.

EPS Forward (Est.):$21.11

P/E (forward):10.52

PEG Ratio:1.33

Growth and Margins

Earnings Growth YoY:-

Quarterly Earnings Growth YoY:-

Rev Growth YoY:-

Net Margin:-

Gross Margin:-

EBITDA Margin:-

Per Share

Revenue Per Share:$63.97

Cash Per Share:-

Book Value:$174.95

Cash Flows (TTM)

Free Cash Flow:-

Operating Cash Flow:-

EBITDA:-

Total Revenue (TTM):9.46B

Net Income (TTM):2.85B

Fiscal Year (Last):-

EPS Surprise History - Last 4 Quarters

Actual vs. Analyst Estimates · Green = beat expectations · Red = missed

Quarter	Period	Actual EPS	Estimated EPS	Difference	Surprise %	Currency

Ownership Structure

Ownership Distribution

% Insiders:-

% Institutional:-

% Inst. (of Float):-

No. of Institutions:-

Visual distribution

InsidersInstitutionalFree Float

Shares & Short Interest

Shares Outstanding:143,708,000

Float (free shares):143,035,447

Short interest (shares):5,194,887

Short % of float:-

Short Ratio (days to cover):4.85

Short interest, prior month:-

Short Interest Date:-

Governance Score (1=Best, 10=Worst)

Overall risk:-

Audit Risk:-

Board risk:-

Compensation Risk:-

Shareholder rights risk:-

Top Institutional Holders

Position Change: ▲ Increased · ▼ Reduced · = Unchanged

Organization	Report Date	% Shares	No. Shares	Value (USD)	Change %

Top Mutual Funds

Position Change: ▲ Increased ▼ Decreased = Unchanged

Fund	Report Date	% Shares	No. Shares	Value (USD)	Change %

Recent Insider Trades

Executive / Insider	Title	Date	Action	Shares

Options Chain

Expiration Date:

CALLS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

PUTS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

M&T Bank Corporation (MTB) SEC filings: 10-K, 10-Q and 8-K

Direct links to financial reports filed with the SEC.

Type	Date	Official link
8-K	2026-09-28	View filing ↗
8-K	2026-09-22	View filing ↗
8-K	2026-09-14	View filing ↗
N-PX	2026-08-04	View filing ↗
8-A12B	2026-07-21	View filing ↗
8-K	2026-07-15	View filing ↗
11-K	2026-06-26	View filing ↗
8-K	2026-06-16	View filing ↗
10-Q	2026-05-05	View filing ↗
8-K	2026-05-01	View filing ↗

Company and Executive Profile

M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, deposit products, cash management services, commercial real estate loans, and credit facilities secured by various commercial real estate properties to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, direct deposit, and merchant credit card services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, and administrative services; personal trust, planning and advisory, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

General Information

Headquarters:United States

City:Buffalo

Employees:21,562

Sector:Financial Services

Industry:Banks - Regional

Website:-

Key Executives

Name	Title	Age	Total pay
Mr. Rene F. Jones CPA	Chairman & CEO	60	4.59M
Mr. Daryl N. Bible C.F.A.	Senior EVP & CFO	64	2.45M
Mr. Peter G. D'Arcy	Senior EVP & Head of Commercial Banking	51	1.71M
Mr. Christopher E. Kay J.D.	Senior EVP & Head of Enterprise Platforms	60	2.37M
Mr. Michael A. Wisler	Senior Executive VP & Chief Technology and Operations Officer	49	-
Mr. Brian K. Green C.F.A.	Chief Investment Officer	-	-
Hugh Giorgio	Head of Investment Banking	-	-
Ms. Tracy S. Woodrow	Senior EVP, Regional President for Western New York & Chief Administrative Officer	51	-

You have seen the engine room

A free account saves your simulator portfolios, your personal portfolio and your Academy progress, synced across devices. And, if you switch it on, the email alert the same day an insider buys stock in their own company.

No card. No spam.

M&T Bank Corporation (MTB): Quantitative Analysis

Name: Factor scores for M&T Bank Corporation (MTB)
Creator: Quant500
License: https://quant500.com/legal

M&T Bank Corporation (MTB) — Financial Services — Banks - Regional. MTB is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.

So far in 2026, MTB has returned +12.5% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.

MTB ranks 111 of 461 on today's multifactor score, and 17 of the 58 Financial Services companies that score. Its strongest factor is value (Z 0.84, ranked 57 of 489); its weakest is growth (Z -0.41, ranked 381 of 489). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.

Factor scores

The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.

Factor	Z-Score	Rank
Multifactor	0.195	111 of 461
Momentum	0.579	120 of 494 ↓17
Value	0.844	57 of 489
Quality	-0.240	291 of 468
Growth	-0.405	381 of 489

Market data

Metric	Value
Price	$222.07
Market Cap	31.91B
P/E	11.60
Revenue (last 12 months)	9.46B
Price / book	1.27
Book value per share	$174.95
52-week range	$179.75 – $255.95
Dividend yield	2.67%
Beta	0.64
Average volume	986,370
Shares outstanding	143.71M
Short interest (% of float)	4.20% (as of Oct 15, 2026)

When does MTB report earnings? 12 of its last 12, before the open →

What are MTB insiders doing? 99 transactions filed with the SEC, of them 24 sells, the last one on Oct 16, 2026 →

MTB latest SEC filings

Annual report (10-K): filed Feb 18, 2026, fiscal year ended Dec 31, 2025 · view the filing on sec.gov
Quarterly report (10-Q): filed Aug 4, 2026, quarter ended Jun 30, 2026 · see its 10-Q filings on sec.gov
Earnings release (8-K): Oct 16, 2026, before the open · view the 8-K on sec.gov

Filing dates on EDGAR, the SEC's public registry. All MTB filings on EDGAR.

Guides: How to read a Quant500 company page · What the S&P 500 is · P/E ratio explained · 10-K, 10-Q and 8-K · all guides

Frequently asked questions about M&T Bank (MTB)

When does M&T Bank report earnings?

M&T Bank has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 12 before the open (SEC filings through Oct 16, 2026). MTB earnings dates and times, quarter by quarter →

What is M&T Bank's P/E ratio?

M&T Bank's P/E (price over earnings per share for the last twelve months) is 11.6 at the Nov 3, 2026 close. That EPS is the 12-month figure from the market data provider (Yahoo Finance), not the SEC one. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: M&T Bank is below its sector median. Financial Services stocks, company by company →

Where does M&T Bank rank on Quant500?

In the Nov 3, 2026 multi-factor ranking, M&T Bank ranks 111 of 461, and 17 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking → How it is calculated →

Have M&T Bank insiders bought or sold shares?

SEC Form 4 shows no open-market purchase of M&T Bank shares from August 2025 through Nov 3, 2026. The latest sale was on Oct 16, 2026, by an officer, for $442k. In total, from August 2025 through Nov 3, 2026: 0 purchases and 24 sales by directors, officers and large shareholders. All MTB insider trades →

Does M&T Bank pay a dividend?

Yes. Its dividend yield is 2.67% at the Nov 3, 2026 close (annual dividend of $6.00 per share). The latest recorded ex-dividend date is Sep 1, 2026.

What sector is M&T Bank in, and which index?

M&T Bank is classified in the Financial Services sector (industry: Banks - Regional), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →

What is behind these numbers

The concepts on this page, explained from scratch in the Academy. Free, no account.

Valuation multiples: P/E, P/B, EV/EBITDA and their trapsWhy the P/E and the price-to-book in the table above cannot be compared across sectors, and what a low P/E can hide.
Value and momentum: the two that have survived bestWhat the value and momentum scores on this page actually measure, and why they are the two factors that have best survived scrutiny.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
Sales growth: the driver that gets overestimated mostWhat sits behind the growth score and the twelve-month revenue, and why it is the number people extrapolate too far most often.
Dividends and payout: high is not always goodThis company pays a dividend and its yield is in the table above: when a high figure is good news and when it is a warning.

The whole Academy, course by course →

Data as of Nov 3, 2026. Source: point-in-time SEC fundamentals and closing prices. Method and formulas are on the home page.

Company Profile: M&T Bank Corporation (MTB)

Market and Valuation

Price & Market

52-Week Range

Volume

Valuation Multiples

Dividends

Valuation Context

Financial Statements TTM (Trailing 12 Months)

Income Statement

Margins

Per Share

Balance Sheet & Liquidity

Cash Flows

Profitability

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

Growth and Margins

Per Share

Cash Flows (TTM)

EPS Surprise History - Last 4 Quarters

Ownership Structure

Ownership Distribution

Shares & Short Interest

Governance Score (1=Best, 10=Worst)

Top Institutional Holders

Top Mutual Funds

Recent Insider Trades

Options Chain

CALLS

PUTS

Sentiment Metrics

Expected move

M&T Bank Corporation (MTB) SEC filings: 10-K, 10-Q and 8-K

Company and Executive Profile

General Information

Key Executives

You have seen the engine room

M&T Bank Corporation (MTB): Quantitative Analysis

Factor scores

Market data

MTB latest SEC filings

Frequently asked questions about M&T Bank (MTB)

When does M&T Bank report earnings?

What is M&T Bank's P/E ratio?

Where does M&T Bank rank on Quant500?

Have M&T Bank insiders bought or sold shares?

Does M&T Bank pay a dividend?

What sector is M&T Bank in, and which index?

What is behind these numbers