Each point was worked out with the data available that day. Scale 0-10: 5 is the index average and 10 is the cap (+3 standard deviations), not perfection. The vertical axis zooms to fit this company, so two charts are not comparable by eye.
Market and Valuation
Price & Market
Prev Close Price:$231.66
Open:$231.23
Day's Low:$229.03
Day's High:$232.21
Bid / Ask:-
Market Cap:91.13B
Enterprise Value:165.31B
52-Week Range
52-Week Low:$177.08
52-Week High:$258.96
Current position in 52-week range
52w Low-52w High
50-Day Avg:$229.84
200-Day Avg:$229.05
Volume
Volume Today:1,289,820
Avg Volume (3m):1,769,123
Avg Volume (10d):1,799,510
52-Week Change:+26.62%
vs S&P 500, 52 weeks:-
Beta:0.91
Valuation Multiples
P/E (trailing):12.22
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Nov 3, 2026. The P/E is the price divided by that EPS.
P/E (forward):10.75
PEG Ratio:1.58
Price / Book:1.46
Price / Sales (TTM):3.65
EV / Revenue:6.63
EV / EBITDA:-
Dividends
Current yield:3.45%
Annual Dividend Rate:$8.00
Dividend Trailing:$7.10
Yield Trailing:3.06%
5-Year Avg Yield:3.44%
Payout Ratio:37.44%
Last Ex-Dividend Date:-
Valuation Context
P/E vs sector (indicative)
Most Recent Quarter:-
Fiscal Year (Next):-
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Date
Open
High
Low
Close
Volume
Financial Statements TTM (Trailing 12 Months)
Income Statement
Total Revenue (TTM):24.94B
Gross Profit:24.94B
EBITDA:-
Net Income (TTM):7.54B
Rev Growth (YoY):+10.90%
Earnings Growth (YoY):+14.30%
Quarterly earnings growth (YoY):+15.10%
Margins
Gross Margin:-
EBITDA Margin:-
Operating Margin:-
Net Margin:-
Per Share
EPS Trailing (TTM):$18.78
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Nov 3, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$21.34
Revenue Per Share:$62.28
Cash Per Share:-
Book Value:$156.97
Last Dividend:-
Ex-Dividend Date:-
Last Split:-
Balance Sheet & Liquidity
Total cash:6.53B
Total Debt:79.76B
Net Debt (Debt - Cash):73.23B
Debt / Equity:-
Current Ratio:-
Quick Ratio:-
Cash Flows
Operating Cash Flow:-
Free Cash Flow (FCF):-
FCF Yield (FCF / Market Cap):-
Enterprise Value:165.31B
EV / Revenue:6.63
EV / EBITDA:-
Profitability
ROE (Return on Equity):13.10%
ROA (Return on Assets):1.33%
P/E (trailing):12.22
P/E (forward):10.75
Price / Book:1.46
PEG Ratio:1.58
52-Week Change:+26.62%
S&P 500 change, 52 weeks:+11.37%
Historical Evolution (Last 4 Years)
Income Statement
Balance Sheet
Cash Flow
EPS and Earnings Per Share
Key EPS Metrics
EPS Trailing (TTM):$18.78
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Nov 3, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$21.34
P/E (forward):10.75
PEG Ratio:1.58
Growth and Margins
Earnings Growth YoY:-
Quarterly Earnings Growth YoY:-
Rev Growth YoY:-
Net Margin:-
Gross Margin:-
EBITDA Margin:-
Per Share
Revenue Per Share:$62.28
Cash Per Share:-
Book Value:$156.97
Cash Flows (TTM)
Free Cash Flow:-
Operating Cash Flow:-
EBITDA:-
Total Revenue (TTM):24.94B
Net Income (TTM):7.54B
Fiscal Year (Last):-
EPS Surprise History - Last 4 Quarters
Actual vs. Analyst Estimates · Green = beat expectations · Red = missed
Quarter
Period
Actual EPS
Estimated EPS
Difference
Surprise %
Currency
Ownership Structure
Ownership Distribution
% Insiders:-
% Institutional:-
% Inst. (of Float):-
No. of Institutions:-
Visual distribution
InsidersInstitutionalFree Float
Shares & Short Interest
Shares Outstanding:397,242,557
Float (free shares):394,569,115
Short interest (shares):8,217,910
Short % of float:-
Short Ratio (days to cover):3.72
Short interest, prior month:-
Short Interest Date:-
Governance Score (1=Best, 10=Worst)
Overall risk:-
Audit Risk:-
Board risk:-
Compensation Risk:-
Shareholder rights risk:-
Top Institutional Holders
Position Change: ▲ Increased · ▼ Reduced · = Unchanged
Organization
Report Date
% Shares
No. Shares
Value (USD)
Change %
Top Mutual Funds
Position Change: ▲ Increased ▼ Decreased = Unchanged
Fund
Report Date
% Shares
No. Shares
Value (USD)
Change %
Recent Insider Trades
Executive / Insider
Title
Date
Action
Shares
Options Chain
CALLS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
PUTS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
Sentiment Metrics
Put/Call Ratio (Volume):-
Put/Call Ratio (O.I.):-
Max Pain (estimated):-
Total O.I. Calls:-
Total O.I. Puts:-
Expected move
Average IV (Calls ATM):-
Average IV (Puts ATM):-
Days to Expiration:-
Expected move (±):-
The PNC Financial Services Group, Inc. (PNC) SEC filings: 10-K, 10-Q and 8-K
Direct links to financial reports filed with the SEC.
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through phone-based customer contact centers. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management, receivables and disbursement management, funds transfer, international payment, and access to online/mobile information management and reporting services; asset-backed financing, securities underwriting, loan syndications, mergers and acquisitions and equity capital markets advisory, and customer related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services. It also offers outsourced chief investment officer, custody, cash and fixed income client solutions, and retirement plan fiduciary investment services for institutional clients. The company was founded in 1865 and is headquartered in Pittsburgh, Pennsylvania.
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The PNC Financial Services Group, Inc. (PNC): Quantitative Analysis
The PNC Financial Services Group, Inc. (PNC) — Financial Services — Banks - Regional. PNC is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.
So far in 2026, PNC has returned +13.5% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.
PNC ranks 107 of 461 on today's multifactor score, and 16 of the 58 Financial Services companies that score. Its strongest factor is momentum (Z 0.68, ranked 101 of 494); its weakest is quality (Z -0.58, ranked 406 of 468). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.
Factor scores
The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.
Frequently asked questions about PNC Financial Services (PNC)
When does PNC Financial Services report earnings?
PNC Financial Services has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 12 before the open (SEC filings through Oct 15, 2026). PNC earnings dates and times, quarter by quarter →
What is PNC Financial Services's P/E ratio?
PNC Financial Services's P/E (price over earnings per share for the last twelve months) is 12.2 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Sep 30, 2026. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: PNC Financial Services is below its sector median. Financial Services stocks, company by company →
Where does PNC Financial Services rank on Quant500?
In the Nov 3, 2026 multi-factor ranking, PNC Financial Services ranks 107 of 461, and 16 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking →How it is calculated →
Have PNC Financial Services insiders bought or sold shares?
The latest open-market purchase of PNC Financial Services shares filed with the SEC (Form 4) was on Mar 9, 2026, by a director, for $4k. The latest sale was on Aug 13, 2026, by an officer, for $858k. In total, from August 2025 through Nov 3, 2026: 1 purchase and 14 sales by directors, officers and large shareholders. All PNC insider trades →
Does PNC Financial Services pay a dividend?
Yes. Its dividend yield is 3.45% at the Nov 3, 2026 close (annual dividend of $8.00 per share). The latest recorded ex-dividend date is Oct 14, 2026.
What sector is PNC Financial Services in, and which index?
PNC Financial Services is classified in the Financial Services sector (industry: Banks - Regional), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →
What is behind these numbers
The concepts on this page, explained from scratch in the Academy. Free, no account.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
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