Each point was worked out with the data available that day. Scale 0-10: 5 is the index average and 10 is the cap (+3 standard deviations), not perfection. The vertical axis zooms to fit this company, so two charts are not comparable by eye.
Market and Valuation
Price & Market
Prev Close Price:$58.78
Open:$58.78
Day's Low:$58.12
Day's High:$59.05
Bid / Ask:-
Market Cap:48.35B
Enterprise Value:52.80B
52-Week Range
52-Week Low:$38.46
52-Week High:$68.21
Current position in 52-week range
52w Low-52w High
50-Day Avg:$55.31
200-Day Avg:$49.98
Volume
Volume Today:6,511,837
Avg Volume (3m):11,857,378
Avg Volume (10d):11,941,120
52-Week Change:-11.05%
vs S&P 500, 52 weeks:-
Beta:1.32
Valuation Multiples
P/E (trailing):11.11
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 27, 2026. The P/E is the price divided by that EPS.
P/E (forward):9.87
PEG Ratio:0.94
Price / Book:2.50
Price / Sales (TTM):1.41
EV / Revenue:1.54
EV / EBITDA:8.10
Dividends
Current yield:0.95%
Annual Dividend Rate:$0.56
Dividend Trailing:$0.56
Yield Trailing:0.95%
5-Year Avg Yield:-
Payout Ratio:10.69%
Last Ex-Dividend Date:-
Valuation Context
P/E vs sector (indicative)
Most Recent Quarter:-
Fiscal Year (Next):-
Loading historical OHLCV database...
Date
Open
High
Low
Close
Volume
Financial Statements TTM (Trailing 12 Months)
Income Statement
Total Revenue (TTM):34.29B
Gross Profit:13.91B
EBITDA:6.52B
Net Income (TTM):4.73B
Rev Growth (YoY):+2.00%
Earnings Growth (YoY):-3.80%
Quarterly earnings growth (YoY):-14.00%
Margins
Gross Margin:-
EBITDA Margin:-
Operating Margin:-
Net Margin:-
Per Share
EPS Trailing (TTM):$5.24
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 27, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$5.90
Revenue Per Share:$38.40
Cash Per Share:-
Book Value:$23.28
Last Dividend:-
Ex-Dividend Date:-
Last Split:-
Balance Sheet & Liquidity
Total cash:10.28B
Total Debt:14.25B
Net Debt (Debt - Cash):3.97B
Debt / Equity:73.15%
Current Ratio:1.26
Quick Ratio:0.23
Cash Flows
Operating Cash Flow:7.09B
Free Cash Flow (FCF):4.49B
FCF Yield (FCF / Market Cap):-
Enterprise Value:52.80B
EV / Revenue:1.54
EV / EBITDA:8.10
Profitability
ROE (Return on Equity):23.83%
ROA (Return on Assets):4.70%
P/E (trailing):11.11
P/E (forward):9.87
Price / Book:2.50
PEG Ratio:0.94
52-Week Change:-11.05%
S&P 500 change, 52 weeks:+11.37%
Historical Evolution (Last 4 Years)
Income Statement
Balance Sheet
Cash Flow
EPS and Earnings Per Share
Key EPS Metrics
EPS Trailing (TTM):$5.24
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 27, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$5.90
P/E (forward):9.87
PEG Ratio:0.94
Growth and Margins
Earnings Growth YoY:-
Quarterly Earnings Growth YoY:-
Rev Growth YoY:-
Net Margin:-
Gross Margin:-
EBITDA Margin:-
Per Share
Revenue Per Share:$38.40
Cash Per Share:-
Book Value:$23.28
Cash Flows (TTM)
Free Cash Flow:4.49B
Operating Cash Flow:7.09B
EBITDA:6.52B
Total Revenue (TTM):34.29B
Net Income (TTM):4.73B
Fiscal Year (Last):-
EPS Surprise History - Last 4 Quarters
Actual vs. Analyst Estimates · Green = beat expectations · Red = missed
Quarter
Period
Actual EPS
Estimated EPS
Difference
Surprise %
Currency
Ownership Structure
Ownership Distribution
% Insiders:-
% Institutional:-
% Inst. (of Float):-
No. of Institutions:-
Visual distribution
InsidersInstitutionalFree Float
Shares & Short Interest
Shares Outstanding:830,658,298
Float (free shares):828,706,251
Short interest (shares):27,266,432
Short % of float:-
Short Ratio (days to cover):2.36
Short interest, prior month:-
Short Interest Date:-
Governance Score (1=Best, 10=Worst)
Overall risk:-
Audit Risk:-
Board risk:-
Compensation Risk:-
Shareholder rights risk:-
Top Institutional Holders
Position Change: ▲ Increased · ▼ Reduced · = Unchanged
Organization
Report Date
% Shares
No. Shares
Value (USD)
Change %
Top Mutual Funds
Position Change: ▲ Increased ▼ Decreased = Unchanged
Fund
Report Date
% Shares
No. Shares
Value (USD)
Change %
Recent Insider Trades
Executive / Insider
Title
Date
Action
Shares
Options Chain
CALLS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
PUTS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
Sentiment Metrics
Put/Call Ratio (Volume):-
Put/Call Ratio (O.I.):-
Max Pain (estimated):-
Total O.I. Calls:-
Total O.I. Puts:-
Expected move
Average IV (Calls ATM):-
Average IV (Puts ATM):-
Days to Expiration:-
Expected move (±):-
PayPal Holdings, Inc. (PYPL) SEC filings: 10-K, 10-Q and 8-K
Direct links to financial reports filed with the SEC.
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
Chief Financial & Operating Officer and Executive VP
56
1.93M
Mr. Frank Keller
President of Checkout Solutions & PayPal
51
1.77M
Ms. Suzan Bulyaba Kereere
President of Global Markets
59
1.77M
Mr. Christopher Natali
Senior VP & Chief Accounting Officer
47
-
Mr. Srinivasan Venkatesan
Chief Technology Officer
54
-
Mr. Steven Eric Winoker
Chief Investor Relations Officer
-
-
Mr. Bimal Patel
Chief Legal Officer
-
-
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PayPal Holdings, Inc. (PYPL): Quantitative Analysis
PayPal Holdings, Inc. (PYPL) — Financial Services — Credit Services. PYPL is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.
So far in 2026, PYPL has returned +0.4% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.
PYPL ranks 294 of 461 on today's multifactor score, and 46 of the 58 Financial Services companies that score. Its strongest factor is value (Z 0.54, ranked 92 of 489); its weakest is momentum (Z -0.85, ranked 403 of 494). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.
Factor scores
The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.
PayPal has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 1 after the close and 11 before the open (SEC filings through Oct 27, 2026). PYPL earnings dates and times, quarter by quarter →
What is PayPal's P/E ratio?
PayPal's P/E (price over earnings per share for the last twelve months) is 11.1 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Sep 30, 2026. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: PayPal is below its sector median. Financial Services stocks, company by company →
Where does PayPal rank on Quant500?
In the Nov 3, 2026 multi-factor ranking, PayPal ranks 294 of 461, and 46 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking →How it is calculated →
Have PayPal insiders bought or sold shares?
The latest open-market purchase of PayPal shares filed with the SEC (Form 4) was on Jun 15, 2026, by an officer, for $255k. The latest sale was on Oct 28, 2026, by an officer, for $41k. In total, from August 2025 through Nov 3, 2026: 1 purchase and 25 sales by directors, officers and large shareholders. All PYPL insider trades →
Does PayPal pay a dividend?
Yes. Its dividend yield is 0.95% at the Nov 3, 2026 close (annual dividend of $0.56 per share). The latest recorded ex-dividend date is Sep 4, 2026.
What sector is PayPal in, and which index?
PayPal is classified in the Financial Services sector (industry: Credit Services), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →
What is behind these numbers
The concepts on this page, explained from scratch in the Academy. Free, no account.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
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