Company Profile

AFL insider trades (13 months) →

Today's multi-factor rank: 124 of 466 · see the ranking

Quant500 Scores

Momentum

4.8/10

Value

5.6/10

Growth

5.6/10

Quality

5.1/10

Multifactor

5.3/10

Market and Valuation

Price & Market

Prev Close Price:$116.60

Open:$115.57

Day's Low:$115.10

Day's High:$116.81

Bid / Ask:-

Market Cap:58.32B

Enterprise Value:65.56B

52-Week Range

52-Week Low:$105.43

52-Week High:$130.22

Current position in 52-week range

52w Low-52w High

50-Day Avg:$120.74

200-Day Avg:$114.82

Volume

Volume Today:6,727,550

Avg Volume (3m):2,170,695

Avg Volume (10d):2,419,930

52-Week Change:+8.31%

vs S&P 500, 52 weeks:-

Beta:0.58

Valuation Multiples

PER Trailing:12.58

PER Forward:15.43

PEG Ratio:1.18

Price / Book:1.93

Price / Sales (TTM):3.23

EV / Revenue:3.63

EV / EBITDA:10.81

Dividends

Current yield:2.09%

Annual Dividend Rate:$2.44

Dividend Trailing:$2.38

Yield Trailing:2.04%

5-Year Avg Yield:2.16%

Payout Ratio:25.67%

Last Ex-Dividend Date:-

Valuation Context

P/E vs sector (indicative)

Most Recent Quarter:-

Fiscal Year (Next):-

Date Filter (Month):

Loading historical OHLCV database...

Financial Statements TTM (Trailing 12 Months)

Income Statement

Total Revenue (TTM):18.07B

Gross Profit:9.19B

EBITDA:6.06B

Net Income (TTM):4.86B

Rev Growth (YoY):-1.00%

Earnings Growth (YoY):+46.80%

Quarterly earnings growth (YoY):+37.70%

Margins

Gross Margin:-

EBITDA Margin:-

Operating Margin:-

Net Margin:-

Per Share

EPS Trailing (TTM):-

EPS Forward (Est.):$7.54

Revenue Per Share:$34.96

Cash Per Share:-

Book Value:$60.35

Last Dividend:-

Ex-Dividend Date:-

Last Split:-

Balance Sheet & Liquidity

Total cash:8.94B

Total Debt:16.18B

Net Debt (Debt - Cash):7.24B

Debt / Equity:53.37%

Current Ratio:0.89

Quick Ratio:0.78

Cash Flows

Operating Cash Flow:2.65B

Free Cash Flow (FCF):5.15B

FCF Yield (FCF / Market Cap):-

Enterprise Value:65.56B

EV / Revenue:3.63

EV / EBITDA:10.81

Profitability

ROE (Return on Equity):16.91%

ROA (Return on Assets):3.13%

PER Trailing:12.58

PER Forward:15.43

Price / Book:1.93

PEG Ratio:1.18

52-Week Change:+8.31%

S&P 500 change, 52 weeks:+14.80%

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

EPS Trailing (TTM):$9.25

EPS Forward (Est.):$7.54

PER Forward:-

PEG Ratio:1.18

Growth and Margins

Earnings Growth YoY:-

Quarterly Earnings Growth YoY:-

Rev Growth YoY:-

Net Margin:-

Gross Margin:-

EBITDA Margin:-

Per Share

Revenue Per Share:$34.96

Cash Per Share:-

Book Value:$60.35

Cash Flows (TTM)

Free Cash Flow:5.15B

Operating Cash Flow:2.65B

EBITDA:6.06B

Total Revenue (TTM):18.07B

Net Income (TTM):4.86B

Fiscal Year (Last):-

EPS Surprise History - Last 4 Quarters

Actual vs. Analyst Estimates · Green = beat expectations · Red = missed

Quarter	Period	Actual EPS	Estimated EPS	Difference	Surprise %	Currency

Ownership Structure

Ownership Distribution

% Insiders:-

% Institutional:-

% Inst. (of Float):-

No. of Institutions:-

Visual distribution

InsidersInstitutionalFree Float

Shares & Short Interest

Shares Outstanding:501,343,298

Float (free shares):497,001,665

Short interest (shares):11,015,826

Short % of float:-

Short Ratio (days to cover):5.18

Short interest, prior month:-

Short Interest Date:-

Governance Score (1=Best, 10=Worst)

Overall risk:-

Audit Risk:-

Board risk:-

Compensation Risk:-

Shareholder rights risk:-

Top Institutional Holders

Position Change: ▲ Increased · ▼ Reduced · = Unchanged

Organization	Report Date	% Shares	No. Shares	Value (USD)	Change %

Top Mutual Funds

Position Change: ▲ Increased ▼ Decreased = Unchanged

Fund	Report Date	% Shares	No. Shares	Value (USD)	Change %

Recent Insider Trades

Executive / Insider	Title	Date	Action	Shares

Options Chain

Expiration Date:

CALLS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

PUTS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

Aflac Incorporated (AFL) SEC filings: 10-K, 10-Q and 8-K

Direct links to financial reports filed with the SEC.

Type	Date	Official link
N-PX	2026-08-20	View filing ↗
10-Q	2026-08-07	View filing ↗
8-K	2026-08-06	View filing ↗
8-K	2026-06-30	View filing ↗
S-3ASR	2026-06-24	View filing ↗
11-K	2026-06-23	View filing ↗
8-K	2026-05-28	View filing ↗
8-K	2026-05-14	View filing ↗
8-K	2026-05-07	View filing ↗
8-K	2026-04-29	View filing ↗

Company and Executive Profile

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

General Information

Headquarters:United States

City:Columbus

Employees:12,716

Sector:Financial Services

Industry:Insurance - Life

Website:-

Key Executives

Name	Title	Age	Total pay
Mr. Daniel Paul Amos	Chairman & CEO	73	9.82M
Mr. Virgil Raynard Miller	President	56	3.33M
Mr. Max Kristian Broden C.F.A.	Senior EVP & CFO	46	4.55M
Mr. Bradley Eugene Dyslin C.F.A.	Executive VP & Global Chief Investment Officer	59	3.93M
Ms. Audrey Boone Tillman Esq.	Senior EVP, & General Counsel	60	3.16M
Ms. Robin Littrell Blackmon CPA, CGMA	Senior VP of Financial Services & Chief Accounting Officer	61	-
Mr. David A. Young	Vice President of Capital Markets	-	-
Mr. Bradley L. Knox	Senior VP & Counsel of Federal Relations	-	-

You have seen the engine room

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Aflac Incorporated (AFL): Quantitative Analysis

Name: Factor scores for Aflac Incorporated (AFL)
Creator: Quant500
License: https://quant500.com/legal

Aflac Incorporated (AFL) — Financial Services — Insurance - Life. AFL is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.

So far in 2026, AFL has returned +7.2% against +12.2% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Sep 18, 2026.

AFL ranks 124 of 466 on today's multifactor score, and 20 of the 57 Financial Services companies that score. Its strongest factor is growth (Z 0.39, ranked 89 of 494); its weakest is momentum (Z -0.13, ranked 251 of 497). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.

Factor scores

The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.

Factor	Z-Score	Rank
Multifactor	0.166	124 of 466 ↓43
Momentum	-0.132	251 of 497 ↓70
Value	0.371	115 of 494 ↓1
Quality	0.037	196 of 473 =
Growth	0.389	89 of 494 =

Market data

Metric	Value
Price	$116.33
Market Cap	58.32B
P/E	12.58
Revenue (last 12 months)	18.07B
Price / book	1.93
Book value per share	$60.35
52-week range	$105.43 – $130.22
Dividend yield	2.09%
Beta	0.58
Average volume	2,170,695
Shares outstanding	501.34M
Short interest (% of float)	2.84% (as of Aug 31, 2026)

When does AFL report earnings? 12 of its last 12, after the close →

What are AFL insiders doing? 152 transactions filed with the SEC, of them 100 sells, the last one on Sep 15, 2026 →

Data as of Sep 18, 2026. Source: point-in-time SEC fundamentals and closing prices. Method and formulas are on the home page.

Company Profile

Market and Valuation

Price & Market

52-Week Range

Volume

Valuation Multiples

Dividends

Valuation Context

Financial Statements TTM (Trailing 12 Months)

Income Statement

Margins

Per Share

Balance Sheet & Liquidity

Cash Flows

Profitability

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

Growth and Margins

Per Share

Cash Flows (TTM)

EPS Surprise History - Last 4 Quarters

Ownership Structure

Ownership Distribution

Shares & Short Interest

Governance Score (1=Best, 10=Worst)

Top Institutional Holders

Top Mutual Funds

Recent Insider Trades

Options Chain

CALLS

PUTS

Sentiment Metrics

Expected move

Aflac Incorporated (AFL) SEC filings: 10-K, 10-Q and 8-K

Company and Executive Profile

General Information

Key Executives

You have seen the engine room

Aflac Incorporated (AFL): Quantitative Analysis

Factor scores

Market data