Each point was worked out with the data available that day. Scale 0-10: 5 is the index average and 10 is the cap (+3 standard deviations), not perfection. The vertical axis zooms to fit this company, so two charts are not comparable by eye.
Market and Valuation
Price & Market
Prev Close Price:$124.59
Open:$123.85
Day's Low:$123.05
Day's High:$125.31
Bid / Ask:-
Market Cap:62.19B
Enterprise Value:69.70B
52-Week Range
52-Week Low:$105.76
52-Week High:$130.22
Current position in 52-week range
52w Low-52w High
50-Day Avg:$116.89
200-Day Avg:$115.95
Volume
Volume Today:1,674,297
Avg Volume (3m):1,961,426
Avg Volume (10d):1,568,790
52-Week Change:+14.50%
vs S&P 500, 52 weeks:-
Beta:0.55
Valuation Multiples
P/E (trailing):13.34
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Aug 7, 2026. The P/E is the price divided by that EPS.
P/E (forward):16.29
PEG Ratio:1.18
Price / Book:2.06
Price / Sales (TTM):3.44
EV / Revenue:3.86
EV / EBITDA:11.49
Dividends
Current yield:1.96%
Annual Dividend Rate:$2.44
Dividend Trailing:$2.38
Yield Trailing:1.91%
5-Year Avg Yield:2.12%
Payout Ratio:25.59%
Last Ex-Dividend Date:-
Valuation Context
P/E vs sector (indicative)
Most Recent Quarter:-
Fiscal Year (Next):-
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Date
Open
High
Low
Close
Volume
Financial Statements TTM (Trailing 12 Months)
Income Statement
Total Revenue (TTM):18.07B
Gross Profit:9.19B
EBITDA:6.06B
Net Income (TTM):4.86B
Rev Growth (YoY):-1.00%
Earnings Growth (YoY):+46.80%
Quarterly earnings growth (YoY):+37.70%
Margins
Gross Margin:-
EBITDA Margin:-
Operating Margin:-
Net Margin:-
Per Share
EPS Trailing (TTM):$9.30
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Aug 7, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$7.62
Revenue Per Share:$34.96
Cash Per Share:-
Book Value:$60.35
Last Dividend:-
Ex-Dividend Date:-
Last Split:-
Balance Sheet & Liquidity
Total cash:8.94B
Total Debt:16.18B
Net Debt (Debt - Cash):7.24B
Debt / Equity:53.37%
Current Ratio:0.89
Quick Ratio:0.78
Cash Flows
Operating Cash Flow:2.65B
Free Cash Flow (FCF):5.15B
FCF Yield (FCF / Market Cap):-
Enterprise Value:69.70B
EV / Revenue:3.86
EV / EBITDA:11.49
Profitability
ROE (Return on Equity):16.91%
ROA (Return on Assets):3.13%
P/E (trailing):13.34
P/E (forward):16.29
Price / Book:2.06
PEG Ratio:1.18
52-Week Change:+14.50%
S&P 500 change, 52 weeks:+11.37%
Historical Evolution (Last 4 Years)
Income Statement
Balance Sheet
Cash Flow
EPS and Earnings Per Share
Key EPS Metrics
EPS Trailing (TTM):$9.30
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Aug 7, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$7.62
P/E (forward):16.29
PEG Ratio:1.18
Growth and Margins
Earnings Growth YoY:-
Quarterly Earnings Growth YoY:-
Rev Growth YoY:-
Net Margin:-
Gross Margin:-
EBITDA Margin:-
Per Share
Revenue Per Share:$34.96
Cash Per Share:-
Book Value:$60.35
Cash Flows (TTM)
Free Cash Flow:5.15B
Operating Cash Flow:2.65B
EBITDA:6.06B
Total Revenue (TTM):18.07B
Net Income (TTM):4.86B
Fiscal Year (Last):-
EPS Surprise History - Last 4 Quarters
Actual vs. Analyst Estimates · Green = beat expectations · Red = missed
Quarter
Period
Actual EPS
Estimated EPS
Difference
Surprise %
Currency
Ownership Structure
Ownership Distribution
% Insiders:-
% Institutional:-
% Inst. (of Float):-
No. of Institutions:-
Visual distribution
InsidersInstitutionalFree Float
Shares & Short Interest
Shares Outstanding:501,343,298
Float (free shares):497,016,705
Short interest (shares):10,069,206
Short % of float:-
Short Ratio (days to cover):5.10
Short interest, prior month:-
Short Interest Date:-
Governance Score (1=Best, 10=Worst)
Overall risk:-
Audit Risk:-
Board risk:-
Compensation Risk:-
Shareholder rights risk:-
Top Institutional Holders
Position Change: ▲ Increased · ▼ Reduced · = Unchanged
Organization
Report Date
% Shares
No. Shares
Value (USD)
Change %
Top Mutual Funds
Position Change: ▲ Increased ▼ Decreased = Unchanged
Fund
Report Date
% Shares
No. Shares
Value (USD)
Change %
Recent Insider Trades
Executive / Insider
Title
Date
Action
Shares
Options Chain
CALLS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
PUTS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
Sentiment Metrics
Put/Call Ratio (Volume):-
Put/Call Ratio (O.I.):-
Max Pain (estimated):-
Total O.I. Calls:-
Total O.I. Puts:-
Expected move
Average IV (Calls ATM):-
Average IV (Puts ATM):-
Days to Expiration:-
Expected move (±):-
Aflac Incorporated (AFL) SEC filings: 10-K, 10-Q and 8-K
Direct links to financial reports filed with the SEC.
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.
Senior VP of Financial Services & Chief Accounting Officer
61
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Mr. David A. Young
Vice President of Capital Markets
-
-
Mr. Bradley L. Knox
Senior VP & Counsel of Federal Relations
-
-
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Aflac Incorporated (AFL): Quantitative Analysis
Aflac Incorporated (AFL) — Financial Services — Insurance - Life. AFL is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.
So far in 2026, AFL has returned +14.1% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.
AFL ranks 129 of 461 on today's multifactor score, and 22 of the 58 Financial Services companies that score. Its strongest factor is growth (Z 0.35, ranked 93 of 489); its weakest is momentum (Z -0.04, ranked 232 of 494). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.
Factor scores
The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.
According to Nasdaq's public calendar (checked on Nov 4, 2026), Aflac will report its next earnings on Nov 4, 2026, after the US market closes. The date is announced by the company itself and can change. Of its last 12 earnings announcements: 12 after the close (SEC filings through Aug 6, 2026). AFL earnings dates and times, quarter by quarter →
What is Aflac's P/E ratio?
Aflac's P/E (price over earnings per share for the last twelve months) is 13.3 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Jun 30, 2026. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: Aflac is below its sector median. Financial Services stocks, company by company →
Where does Aflac rank on Quant500?
In the Nov 3, 2026 multi-factor ranking, Aflac ranks 129 of 461, and 22 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking →How it is calculated →
Have Aflac insiders bought or sold shares?
SEC Form 4 shows no open-market purchase of Aflac shares from August 2025 through Nov 3, 2026. The latest sale was on Oct 15, 2026, by a 10% owner, for $13.5M. In total, from August 2025 through Nov 3, 2026: 0 purchases and 122 sales by directors, officers and large shareholders. All AFL insider trades →
Does Aflac pay a dividend?
Yes. Its dividend yield is 1.96% at the Nov 3, 2026 close (annual dividend of $2.44 per share). The latest recorded ex-dividend date is Aug 19, 2026.
What sector is Aflac in, and which index?
Aflac is classified in the Financial Services sector (industry: Insurance - Life), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →
What is behind these numbers
The concepts on this page, explained from scratch in the Academy. Free, no account.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
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