Each point was worked out with the data available that day. Scale 0-10: 5 is the index average and 10 is the cap (+3 standard deviations), not perfection. The vertical axis zooms to fit this company, so two charts are not comparable by eye.
Market and Valuation
Price & Market
Prev Close Price:$658.10
Open:$652.84
Day's Low:$645.50
Day's High:$654.39
Bid / Ask:-
Market Cap:563.81B
Enterprise Value:586.78B
52-Week Range
52-Week Low:$464.52
52-Week High:$661.34
Current position in 52-week range
52w Low-52w High
50-Day Avg:$588.28
200-Day Avg:$536.31
Volume
Volume Today:3,198,978
Avg Volume (3m):2,935,787
Avg Volume (10d):3,516,090
52-Week Change:+19.06%
vs S&P 500, 52 weeks:-
Beta:0.77
Valuation Multiples
P/E (trailing):33.85
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 29, 2026. The P/E is the price divided by that EPS.
P/E (forward):27.95
PEG Ratio:1.72
Price / Book:83.58
Price / Sales (TTM):15.54
EV / Revenue:16.17
EV / EBITDA:25.48
Dividends
Current yield:0.53%
Annual Dividend Rate:$3.48
Dividend Trailing:$3.48
Yield Trailing:0.53%
5-Year Avg Yield:0.55%
Payout Ratio:17.63%
Last Ex-Dividend Date:-
Valuation Context
P/E vs sector (indicative)
Most Recent Quarter:-
Fiscal Year (Next):-
Loading historical OHLCV database...
Date
Open
High
Low
Close
Volume
Financial Statements TTM (Trailing 12 Months)
Income Statement
Total Revenue (TTM):36.29B
Gross Profit:36.29B
EBITDA:23.03B
Net Income (TTM):16.96B
Rev Growth (YoY):+14.00%
Earnings Growth (YoY):+21.70%
Quarterly earnings growth (YoY):+17.90%
Margins
Gross Margin:-
EBITDA Margin:-
Operating Margin:-
Net Margin:-
Per Share
EPS Trailing (TTM):$19.12
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 29, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$23.15
Revenue Per Share:$40.95
Cash Per Share:-
Book Value:$7.74
Last Dividend:-
Ex-Dividend Date:-
Last Split:-
Balance Sheet & Liquidity
Total cash:10.46B
Total Debt:23.94B
Net Debt (Debt - Cash):13.47B
Debt / Equity:355.16%
Current Ratio:1.01
Quick Ratio:0.65
Cash Flows
Operating Cash Flow:16.86B
Free Cash Flow (FCF):16.63B
FCF Yield (FCF / Market Cap):-
Enterprise Value:586.78B
EV / Revenue:16.17
EV / EBITDA:25.48
Profitability
ROE (Return on Equity):231.37%
ROA (Return on Assets):24.45%
P/E (trailing):33.85
P/E (forward):27.95
Price / Book:83.58
PEG Ratio:1.72
52-Week Change:+19.06%
S&P 500 change, 52 weeks:+11.37%
Historical Evolution (Last 4 Years)
Income Statement
Balance Sheet
Cash Flow
EPS and Earnings Per Share
Key EPS Metrics
EPS Trailing (TTM):$19.12
Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Oct 29, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$23.15
P/E (forward):27.95
PEG Ratio:1.72
Growth and Margins
Earnings Growth YoY:-
Quarterly Earnings Growth YoY:-
Rev Growth YoY:-
Net Margin:-
Gross Margin:-
EBITDA Margin:-
Per Share
Revenue Per Share:$40.95
Cash Per Share:-
Book Value:$7.74
Cash Flows (TTM)
Free Cash Flow:16.63B
Operating Cash Flow:16.86B
EBITDA:23.03B
Total Revenue (TTM):36.29B
Net Income (TTM):16.96B
Fiscal Year (Last):-
EPS Surprise History - Last 4 Quarters
Actual vs. Analyst Estimates · Green = beat expectations · Red = missed
Quarter
Period
Actual EPS
Estimated EPS
Difference
Surprise %
Currency
Ownership Structure
Ownership Distribution
% Insiders:-
% Institutional:-
% Inst. (of Float):-
No. of Institutions:-
Visual distribution
InsidersInstitutionalFree Float
Shares & Short Interest
Shares Outstanding:864,657,109
Float (free shares):863,544,611
Short interest (shares):6,991,998
Short % of float:-
Short Ratio (days to cover):2.34
Short interest, prior month:-
Short Interest Date:-
Governance Score (1=Best, 10=Worst)
Overall risk:-
Audit Risk:-
Board risk:-
Compensation Risk:-
Shareholder rights risk:-
Top Institutional Holders
Position Change: ▲ Increased · ▼ Reduced · = Unchanged
Organization
Report Date
% Shares
No. Shares
Value (USD)
Change %
Top Mutual Funds
Position Change: ▲ Increased ▼ Decreased = Unchanged
Fund
Report Date
% Shares
No. Shares
Value (USD)
Change %
Recent Insider Trades
Executive / Insider
Title
Date
Action
Shares
Options Chain
CALLS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
PUTS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
Sentiment Metrics
Put/Call Ratio (Volume):-
Put/Call Ratio (O.I.):-
Max Pain (estimated):-
Total O.I. Calls:-
Total O.I. Puts:-
Expected move
Average IV (Calls ATM):-
Average IV (Puts ATM):-
Days to Expiration:-
Expected move (±):-
Mastercard Incorporated (MA) SEC filings: 10-K, 10-Q and 8-K
Direct links to financial reports filed with the SEC.
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Corporate Controller & Principal Accounting Officer
51
-
You have seen the engine room
A free account saves your simulator portfolios, your personal portfolio and your Academy progress, synced across devices. And, if you switch it on, the email alert the same day an insider buys stock in their own company.
Mastercard Incorporated (MA) — Financial Services — Credit Services. MA is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.
So far in 2026, MA has returned +14.0% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.
MA ranks 186 of 461 on today's multifactor score, and 30 of the 58 Financial Services companies that score. Its strongest factor is quality (Z 1.25, ranked 19 of 468); its weakest is value (Z -0.76, ranked 467 of 489). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.
Factor scores
The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.
Mastercard has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 12 before the open (SEC filings through Oct 29, 2026). MA earnings dates and times, quarter by quarter →
What is Mastercard's P/E ratio?
Mastercard's P/E (price over earnings per share for the last twelve months) is 33.8 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Sep 30, 2026. The median of the 68 Financial Services companies with a P/E is 14.2, and the S&P 500's, 23.5: Mastercard is above its sector median. Financial Services stocks, company by company →
Where does Mastercard rank on Quant500?
In the Nov 3, 2026 multi-factor ranking, Mastercard ranks 186 of 461, and 30 of the 58 Financial Services companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking →How it is calculated →
Have Mastercard insiders bought or sold shares?
SEC Form 4 shows no open-market purchase of Mastercard shares from August 2025 through Nov 3, 2026. The latest sale was on Oct 16, 2026, by an officer, for $2.7M. In total, from August 2025 through Nov 3, 2026: 0 purchases and 25 sales by directors, officers and large shareholders. All MA insider trades →
Does Mastercard pay a dividend?
Yes. Its dividend yield is 0.53% at the Nov 3, 2026 close (annual dividend of $3.48 per share). The latest recorded ex-dividend date is Oct 9, 2026.
What sector is Mastercard in, and which index?
Mastercard is classified in the Financial Services sector (industry: Credit Services), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 70 S&P 500 companies in that sector. Financial Services stocks →
What is behind these numbers
The concepts on this page, explained from scratch in the Academy. Free, no account.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
We save the portfolios you design, your own portfolio and your Academy progress, synced across devices.
Free, no card. Two automatic emails and no more: the one that confirms your address and the welcome one. After that, nothing you do not switch on yourself in your profile — such as the alert for insider buys, the same day they are reported to the SEC.