Each point was worked out with the data available that day. Scale 0-10: 5 is the index average and 10 is the cap (+3 standard deviations), not perfection. The vertical axis zooms to fit this company, so two charts are not comparable by eye.
Market and Valuation
Price & Market
Prev Close Price:$163.42
Open:$161.78
Day's Low:$159.02
Day's High:$162.99
Bid / Ask:-
Market Cap:11.33B
Enterprise Value:11.52B
52-Week Range
52-Week Low:$121.04
52-Week High:$193.39
Current position in 52-week range
52w Low-52w High
50-Day Avg:$156.80
200-Day Avg:$154.35
Volume
Volume Today:1,010,796
Avg Volume (3m):940,342
Avg Volume (10d):838,890
52-Week Change:+7.22%
vs S&P 500, 52 weeks:-
Beta:0.54
Valuation Multiples
P/E (trailing):23.19
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Aug 28, 2026. The P/E is the price divided by that EPS.
P/E (forward):20.41
PEG Ratio:1.99
Price / Book:5.52
Price / Sales (TTM):4.45
EV / Revenue:4.53
EV / EBITDA:16.41
Dividends
Current yield:1.49%
Annual Dividend Rate:$2.44
Dividend Trailing:$2.38
Yield Trailing:1.46%
5-Year Avg Yield:1.24%
Payout Ratio:34.10%
Last Ex-Dividend Date:-
Valuation Context
P/E vs sector (indicative)
Most Recent Quarter:-
Fiscal Year (Next):-
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Date
Open
High
Low
Close
Volume
Financial Statements TTM (Trailing 12 Months)
Income Statement
Total Revenue (TTM):2.54B
Gross Profit:1.12B
EBITDA:702.21M
Net Income (TTM):502.78M
Rev Growth (YoY):+4.70%
Earnings Growth (YoY):-10.40%
Quarterly earnings growth (YoY):-12.80%
Margins
Gross Margin:-
EBITDA Margin:-
Operating Margin:-
Net Margin:-
Per Share
EPS Trailing (TTM):$6.97
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Aug 28, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$7.92
Revenue Per Share:$35.40
Cash Per Share:-
Book Value:$29.28
Last Dividend:-
Ex-Dividend Date:-
Last Split:-
Balance Sheet & Liquidity
Total cash:12.06M
Total Debt:77.82M
Net Debt (Debt - Cash):65.77M
Debt / Equity:3.79%
Current Ratio:1.17
Quick Ratio:0.73
Cash Flows
Operating Cash Flow:761.96M
Free Cash Flow (FCF):352.22M
FCF Yield (FCF / Market Cap):-
Enterprise Value:11.52B
EV / Revenue:4.53
EV / EBITDA:16.41
Profitability
ROE (Return on Equity):24.04%
ROA (Return on Assets):12.99%
P/E (trailing):23.19
P/E (forward):20.41
Price / Book:5.52
PEG Ratio:1.99
52-Week Change:+7.22%
S&P 500 change, 52 weeks:+11.37%
Historical Evolution (Last 4 Years)
Income Statement
Balance Sheet
Cash Flow
EPS and Earnings Per Share
Key EPS Metrics
EPS Trailing (TTM):$6.97
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Aug 28, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$7.92
P/E (forward):20.41
PEG Ratio:1.99
Growth and Margins
Earnings Growth YoY:-
Quarterly Earnings Growth YoY:-
Rev Growth YoY:-
Net Margin:-
Gross Margin:-
EBITDA Margin:-
Per Share
Revenue Per Share:$35.40
Cash Per Share:-
Book Value:$29.28
Cash Flows (TTM)
Free Cash Flow:352.22M
Operating Cash Flow:761.96M
EBITDA:702.21M
Total Revenue (TTM):2.54B
Net Income (TTM):502.78M
Fiscal Year (Last):-
EPS Surprise History - Last 4 Quarters
Actual vs. Analyst Estimates · Green = beat expectations · Red = missed
Quarter
Period
Actual EPS
Estimated EPS
Difference
Surprise %
Currency
Ownership Structure
Ownership Distribution
% Insiders:-
% Institutional:-
% Inst. (of Float):-
No. of Institutions:-
Visual distribution
InsidersInstitutionalFree Float
Shares & Short Interest
Shares Outstanding:70,111,999
Float (free shares):69,705,955
Short interest (shares):4,417,688
Short % of float:-
Short Ratio (days to cover):4.42
Short interest, prior month:-
Short Interest Date:-
Governance Score (1=Best, 10=Worst)
Overall risk:-
Audit Risk:-
Board risk:-
Compensation Risk:-
Shareholder rights risk:-
Top Institutional Holders
Position Change: ▲ Increased · ▼ Reduced · = Unchanged
Organization
Report Date
% Shares
No. Shares
Value (USD)
Change %
Top Mutual Funds
Position Change: ▲ Increased ▼ Decreased = Unchanged
Fund
Report Date
% Shares
No. Shares
Value (USD)
Change %
Recent Insider Trades
Executive / Insider
Title
Date
Action
Shares
Options Chain
CALLS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
PUTS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
Sentiment Metrics
Put/Call Ratio (Volume):-
Put/Call Ratio (O.I.):-
Max Pain (estimated):-
Total O.I. Calls:-
Total O.I. Puts:-
Expected move
Average IV (Calls ATM):-
Average IV (Puts ATM):-
Days to Expiration:-
Expected move (±):-
Jack Henry & Associates, Inc. (JKHY) SEC filings: 10-K, 10-Q and 8-K
Direct links to financial reports filed with the SEC.
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate Services segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks; and Symitar, a system designed for credit unions. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and services; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
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Jack Henry & Associates, Inc. (JKHY): Quantitative Analysis
Jack Henry & Associates, Inc. (JKHY) — Technology — Information Technology Services. JKHY is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.
So far in 2026, JKHY has returned −10.4% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.
JKHY ranks 277 of 461 on today's multifactor score, and 61 of the 83 Technology companies that score. Its strongest factor is quality (Z 0.42, ranked 88 of 468); its weakest is momentum (Z -0.42, ranked 312 of 494). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.
Factor scores
The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.
Frequently asked questions about Jack Henry & Associates (JKHY)
When does Jack Henry & Associates report earnings?
According to Nasdaq's public calendar (checked on Nov 4, 2026), Jack Henry & Associates will report its next earnings on Nov 3, 2026, after the US market closes. The date is announced by the company itself and can change. Of its last 12 earnings announcements: 12 after the close (SEC filings through Oct 29, 2026). JKHY earnings dates and times, quarter by quarter →
What is Jack Henry & Associates's P/E ratio?
Jack Henry & Associates's P/E (price over earnings per share for the last twelve months) is 23.2 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Jun 30, 2026. The median of the 81 Technology companies with a P/E is 30.4, and the S&P 500's, 23.5: Jack Henry & Associates is below its sector median. Technology stocks, company by company →
Where does Jack Henry & Associates rank on Quant500?
In the Nov 3, 2026 multi-factor ranking, Jack Henry & Associates ranks 277 of 461, and 61 of the 83 Technology companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking →How it is calculated →
Have Jack Henry & Associates insiders bought or sold shares?
The latest open-market purchase of Jack Henry & Associates shares filed with the SEC (Form 4) was on May 14, 2026, by a director who is also an officer, for $267k. The latest sale was on Dec 1, 2025, by a director, for $3.5M. In total, from August 2025 through Nov 3, 2026: 2 purchases and 2 sales by directors, officers and large shareholders. All JKHY insider trades →
Does Jack Henry & Associates pay a dividend?
Yes. Its dividend yield is 1.49% at the Nov 3, 2026 close (annual dividend of $2.44 per share). The latest recorded ex-dividend date is Sep 4, 2026.
What sector is Jack Henry & Associates in, and which index?
Jack Henry & Associates is classified in the Technology sector (industry: Information Technology Services), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 85 S&P 500 companies in that sector. Technology stocks →
What is behind these numbers
The concepts on this page, explained from scratch in the Academy. Free, no account.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
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