Each point was worked out with the data available that day. Scale 0-10: 5 is the index average and 10 is the cap (+3 standard deviations), not perfection. The vertical axis zooms to fit this company, so two charts are not comparable by eye.
Market and Valuation
Price & Market
Prev Close Price:$724.19
Open:$711.02
Day's Low:$703.86
Day's High:$731.17
Bid / Ask:-
Market Cap:15.64B
Enterprise Value:20.99B
52-Week Range
52-Week Low:$586.05
52-Week High:$1,858.91
Current position in 52-week range
52w Low-52w High
50-Day Avg:$862.84
200-Day Avg:$1,118.78
Volume
Volume Today:552,339
Avg Volume (3m):732,343
Avg Volume (10d):857,320
52-Week Change:-54.91%
vs S&P 500, 52 weeks:-
Beta:1.34
Valuation Multiples
P/E (trailing):20.92
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Jul 29, 2026. The P/E is the price divided by that EPS.
P/E (forward):15.65
PEG Ratio:0.79
Price / Book:-
Price / Sales (TTM):6.54
EV / Revenue:8.77
EV / EBITDA:16.62
Dividends
Current yield:-
Annual Dividend Rate:-
Dividend Trailing:$0.00
Yield Trailing:0.00%
5-Year Avg Yield:0.05%
Payout Ratio:0.00%
Last Ex-Dividend Date:-
Valuation Context
P/E vs sector (indicative)
Most Recent Quarter:-
Fiscal Year (Next):-
Loading historical OHLCV database...
Date
Open
High
Low
Close
Volume
Financial Statements TTM (Trailing 12 Months)
Income Statement
Total Revenue (TTM):2.39B
Gross Profit:2.04B
EBITDA:1.26B
Net Income (TTM):815.02M
Rev Growth (YoY):+25.70%
Earnings Growth (YoY):+41.20%
Quarterly earnings growth (YoY):+30.50%
Margins
Gross Margin:-
EBITDA Margin:-
Operating Margin:-
Net Margin:-
Per Share
EPS Trailing (TTM):$34.62
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Jul 29, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$46.28
Revenue Per Share:$101.93
Cash Per Share:-
Book Value:$-189.71
Last Dividend:-
Ex-Dividend Date:-
Last Split:-
Balance Sheet & Liquidity
Total cash:248.44M
Total Debt:5.60B
Net Debt (Debt - Cash):5.35B
Debt / Equity:-
Current Ratio:1.18
Quick Ratio:1.13
Cash Flows
Operating Cash Flow:1.00B
Free Cash Flow (FCF):774.41M
FCF Yield (FCF / Market Cap):-
Enterprise Value:20.99B
EV / Revenue:8.77
EV / EBITDA:16.62
Profitability
ROE (Return on Equity):-
ROA (Return on Assets):39.98%
P/E (trailing):20.92
P/E (forward):15.65
Price / Book:-
PEG Ratio:0.79
52-Week Change:-54.91%
S&P 500 change, 52 weeks:+11.37%
Historical Evolution (Last 4 Years)
Income Statement
Balance Sheet
Cash Flow
EPS and Earnings Per Share
Key EPS Metrics
EPS Trailing (TTM):$34.62
Diluted EPS for the last 12 months: the four quarters ended Jun 30, 2026, from the accounts filed with the SEC on Jul 29, 2026. The P/E is the price divided by that EPS.
EPS Forward (Est.):$46.28
P/E (forward):15.65
PEG Ratio:0.79
Growth and Margins
Earnings Growth YoY:-
Quarterly Earnings Growth YoY:-
Rev Growth YoY:-
Net Margin:-
Gross Margin:-
EBITDA Margin:-
Per Share
Revenue Per Share:$101.93
Cash Per Share:-
Book Value:$-189.71
Cash Flows (TTM)
Free Cash Flow:774.41M
Operating Cash Flow:1.00B
EBITDA:1.26B
Total Revenue (TTM):2.39B
Net Income (TTM):815.02M
Fiscal Year (Last):-
EPS Surprise History - Last 4 Quarters
Actual vs. Analyst Estimates · Green = beat expectations · Red = missed
Quarter
Period
Actual EPS
Estimated EPS
Difference
Surprise %
Currency
Ownership Structure
Ownership Distribution
% Insiders:-
% Institutional:-
% Inst. (of Float):-
No. of Institutions:-
Visual distribution
InsidersInstitutionalFree Float
Shares & Short Interest
Shares Outstanding:21,597,635
Float (free shares):20,896,576
Short interest (shares):2,427,000
Short % of float:-
Short Ratio (days to cover):2.07
Short interest, prior month:-
Short Interest Date:-
Governance Score (1=Best, 10=Worst)
Overall risk:-
Audit Risk:-
Board risk:-
Compensation Risk:-
Shareholder rights risk:-
Top Institutional Holders
Position Change: ▲ Increased · ▼ Reduced · = Unchanged
Organization
Report Date
% Shares
No. Shares
Value (USD)
Change %
Top Mutual Funds
Position Change: ▲ Increased ▼ Decreased = Unchanged
Fund
Report Date
% Shares
No. Shares
Value (USD)
Change %
Recent Insider Trades
Executive / Insider
Title
Date
Action
Shares
Options Chain
CALLS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
PUTS
Strike
Last
Bid
Ask
Vol.
O.I.
IV
Sentiment Metrics
Put/Call Ratio (Volume):-
Put/Call Ratio (O.I.):-
Max Pain (estimated):-
Total O.I. Calls:-
Total O.I. Puts:-
Expected move
Average IV (Calls ATM):-
Average IV (Puts ATM):-
Days to Expiration:-
Expected move (±):-
Fair Isaac Corporation (FICO) SEC filings: 10-K, 10-Q and 8-K
Direct links to financial reports filed with the SEC.
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Executive VP, General Counsel & Corporate Secretary
56
884,176
Mr. Richard Shawn Deal
Executive VP & Chief Human Resources Officer
58
708,177
Mr. Nikhil Behl
President of Software
51
909,490
Mr. Michael S. Leonard
VP & Chief Accounting Officer
60
-
Mr. Amir Hermelin
VP & CTO
-
-
Dave Singleton
Vice President of Investor Relations
-
-
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Fair Isaac Corporation (FICO): Quantitative Analysis
Fair Isaac Corporation (FICO) — Technology — Software - Application. FICO is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.
So far in 2026, FICO has returned −57.2% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.
FICO ranks 94 of 461 on today's multifactor score, and 27 of the 83 Technology companies that score. Its strongest factor is quality (Z 2.24, ranked 3 of 468); its weakest is momentum (Z -1.28, ranked 465 of 494). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.
Factor scores
The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.
Frequently asked questions about Fair Isaac (FICO)
When does Fair Isaac report earnings?
According to Nasdaq's public calendar (checked on Nov 4, 2026), Fair Isaac will report its next earnings on Nov 4, 2026, after the US market closes. The date is announced by the company itself and can change. Of its last 12 earnings announcements: 12 after the close (SEC filings through Jul 29, 2026). FICO earnings dates and times, quarter by quarter →
What is Fair Isaac's P/E ratio?
Fair Isaac's P/E (price over earnings per share for the last twelve months) is 20.9 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Jun 30, 2026. The median of the 81 Technology companies with a P/E is 30.4, and the S&P 500's, 23.5: Fair Isaac is below its sector median. Technology stocks, company by company →
Where does Fair Isaac rank on Quant500?
In the Nov 3, 2026 multi-factor ranking, Fair Isaac ranks 94 of 461, and 27 of the 83 Technology companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking →How it is calculated →
Have Fair Isaac insiders bought or sold shares?
SEC Form 4 shows no open-market purchase of Fair Isaac shares from August 2025 through Nov 3, 2026. The latest sale was on Jul 29, 2026, by a director, for $1.4M. In total, from August 2025 through Nov 3, 2026: 0 purchases and 11 sales by directors, officers and large shareholders. All FICO insider trades →
What sector is Fair Isaac in, and which index?
Fair Isaac is classified in the Technology sector (industry: Software - Application), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 85 S&P 500 companies in that sector. Technology stocks →
What is behind these numbers
The concepts on this page, explained from scratch in the Academy. Free, no account.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
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