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Company Profile

When does Capital One Financial Corporation (COF) report earnings? Dates quarter by quarter

None of its last 12 announcements carries a time on the filing, so there is no way to say which session they fell in. Each one comes from the 8-K with item 2.02 that Capital One Financial filed with the SEC, paired with the 10-Q or 10-K for that same quarter: 67 quarters since Jul 23, 2009, and every row links to its filing.

Next date: COF does not appear in the announced-earnings calendar this site covers (Oct 21, 2026 to Nov 24, 2026). When the company announces the day it will show up here; until then there is no date, and an estimate of ours would not be one.

Day of the weekTuesday6 of 12
After the quarter ends22 daysmedian over the window
Lead over the 10-Q/10-K8.5 sessionsmedian over the window
Quarters on file67since Jul 23, 2009

The latest, still without a report

It is this company's most recent 8-K with item 2.02 and it does not yet have its 10-Q or 10-K behind it, so there is no way to say which quarter it belongs to: it does not enter the figures above or the table, and for the same reason it might not be an earnings announcement at all (some companies use this same item for production figures or monthly sales).

The last 20 quarters, one by one

"Lead": trading sessions between the announcement and the full quarterly report to the SEC (10-Q, or 10-K at fiscal year end). For Capital One Financial, a median of 8.5 sessions over the last 12 quarters.

AnnouncementDayTime (NY)SessionQuarter endedSEC reportLeadFiling
Jul 21, 2026Tuesdayno time on the filingJun 30, 202610-Q · Jul 28, 20265 sessions8-K
Apr 21, 2026Tuesdayno time on the filingMar 31, 202610-Q · May 7, 202612 sessions8-K
Jan 22, 2026Thursdayno time on the filingDec 31, 202510-K · Feb 19, 202619 sessions8-K
Oct 20, 2025Mondayno time on the filingSep 30, 202510-Q · Nov 3, 202510 sessions8-K
Jul 22, 2025Tuesdayno time on the filingJun 30, 202510-Q · Jul 31, 20257 sessions8-K
Apr 22, 2025Tuesdayno time on the filingMar 31, 202510-Q · May 7, 202511 sessions8-K
Jan 21, 2025Tuesdayno time on the filingDec 31, 202410-K · Feb 20, 202521 sessions8-K
Oct 24, 2024Thursdayno time on the filingSep 30, 202410-Q · Oct 31, 20245 sessions8-K
Jul 23, 2024Tuesdayno time on the filingJun 30, 202410-Q · Aug 1, 20247 sessions8-K
Apr 25, 2024Thursdayno time on the filingMar 31, 202410-Q · May 2, 20245 sessions8-K
Jan 25, 2024Thursdayno time on the filingDec 31, 202310-K · Feb 23, 202420 sessions8-K
Oct 26, 2023Thursdayno time on the filingSep 30, 202310-Q · Nov 2, 20235 sessions8-K
Jul 20, 2023Thursdayno time on the filingJun 30, 202310-Q · Jul 27, 20235 sessions8-K
Apr 27, 2023Thursdayno time on the filingMar 31, 202310-Q · May 5, 20236 sessions8-K
Jan 24, 2023Tuesdayno time on the filingDec 31, 202210-K · Feb 24, 202322 sessions8-K
Oct 27, 2022Thursdayno time on the filingSep 30, 202210-Q · Nov 4, 20226 sessions8-K
Jul 21, 2022Thursdayno time on the filingJun 30, 202210-Q · Jul 29, 20226 sessions8-K
Apr 26, 2022Tuesdayno time on the filingMar 31, 202210-Q · May 10, 202210 sessions8-K
Jan 25, 2022Tuesdayno time on the filingDec 31, 202110-K · Feb 25, 202222 sessions8-K
Oct 26, 2021Tuesdayno time on the filingSep 30, 202110-Q · Nov 5, 20218 sessions8-K

The table shows the 20 most recent quarters. All 67 are in the CSV, with the same columns and one row per quarter.

Download all 67 COF quarters as CSV → Free, no account.

How Capital One Financial shares moved on their latest earnings

Reported EPS beat the consensus estimate in 3 of the 5 quarters with an estimate.

AnnouncementSessionWindow, close to closeCOFSPYEPS actual / expected
Jul 21, 2026no time on the filingno time: unknown which close caught it5.81 / 4.69 (+23.8%)
Apr 21, 2026no time on the filingno time: unknown which close caught it4.42 / 4.57 (−3.3%)
Jan 22, 2026no time on the filingno time: unknown which close caught it3.86 / 4.14 (−6.8%)
Oct 20, 2025no time on the filingno time: unknown which close caught it5.95 / 4.36 (+36.4%)
Jul 22, 2025no time on the filingno time: unknown which close caught it5.48 / 3.72 (+47.4%)
Apr 22, 2025no time on the filingno time: unknown which close caught it
Jan 21, 2025no time on the filingno time: unknown which close caught it
Oct 24, 2024no time on the filingno time: unknown which close caught it

Split-adjusted closes and EPS with its estimate, from Yahoo Finance. It already happened: it does not anticipate the next announcement.

Where each number comes from

From the 8-K with item 2.02 ("Results of Operations and Financial Condition") that Capital One Financial filed on EDGAR, the SEC's public database; only those with their 10-Q or 10-K behind them count, so other 8-Ks with the same item (production figures, monthly sales) stay out. No time is published for this company: its EDGAR acceptance stamp and the official header of its filings disagree, so there is no way to know whether the stamp is in New York time or UTC, and the two readings are four or five hours apart —enough to change session—. The dates are firm; the time and the session are deliberately left empty rather than filled in with a guess.

What this data does not know

  • The exact time of the press release: the 8-K reaches EDGAR minutes or hours later, so any 8-K time is an upper bound. The session says which one the news landed in, not what minute it was said.
  • Nothing before Jul 23, 2009: it is Capital One Financial's oldest quarter with announcement and report paired in the file.
  • What will happen. Every date on the page already happened.
  • Capital One Financial's identity is its SEC CIK (0000927628), not its symbol: symbols get recycled and renamed.

When other Financial Services companies report earnings

More on Capital One Financial

Capital One Financial is in the Financial Services sector. On the model's multifactor score of Oct 21, 2026 it ranks 30 of 464, and 3 of the 57 companies in its sector that score. It is a quantitative model ranking, not a recommendation.

Capital One Financial (COF) analysis page →

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All ~500 S&P 500 companies, sorted by when they report →

Guide: 10-K, 10-Q and 8-K · all guides

What is behind these dates

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Source: EDGAR, the SEC's public database (forms 8-K, 10-Q and 10-K). Data through Oct 20, 2026. This is a list of public facts and of calculations made on them, not financial advice or a recommendation to buy or sell.

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