When does Bank of America Corporation (BAC) report earnings? During market hours in 12 of its last 12 reports
Of its last 12 earnings announcements: 12 during market hours. Each one comes from the 8-K with item 2.02 that Bank of America filed with the SEC, paired with the 10-Q or 10-K for that same quarter: 69 quarters since Jul 17, 2009, and every row links to its filing.
Next date: BAC does not appear in the announced-earnings calendar this site covers (Oct 21, 2026 to Nov 24, 2026). When the company announces the day it will show up here; until then there is no date, and an estimate of ours would not be one.
The latest, still without a report
- Oct 14, 2026, Wednesday at 10:44 New York time (during market hours). see the 8-K
It is this company's most recent 8-K with item 2.02 and it does not yet have its 10-Q or 10-K behind it, so there is no way to say which quarter it belongs to: it does not enter the figures above or the table, and for the same reason it might not be an earnings announcement at all (some companies use this same item for production figures or monthly sales).
The last 20 quarters, one by one
"Lead": trading sessions between the announcement and the full quarterly report to the SEC (10-Q, or 10-K at fiscal year end). For Bank of America, a median of 11.5 sessions over the last 12 quarters.
| Announcement | Day | Time (NY) | Session | Quarter ended | SEC report | Lead | Filing |
|---|---|---|---|---|---|---|---|
| Jul 14, 2026 | Tuesday | 10:45 | during market hours | Jun 30, 2026 | 10-Q · Jul 31, 2026 | 13 sessions | 8-K |
| Apr 15, 2026 | Wednesday | 10:44 | during market hours | Mar 31, 2026 | 10-Q · May 1, 2026 | 12 sessions | 8-K |
| Jan 14, 2026 | Wednesday | 11:45 | during market hours | Dec 31, 2025 | 10-K · Feb 25, 2026 | 28 sessions | 8-K |
| Oct 15, 2025 | Wednesday | 10:50 | during market hours | Sep 30, 2025 | 10-Q · Oct 31, 2025 | 12 sessions | 8-K |
| Jul 16, 2025 | Wednesday | 10:46 | during market hours | Jun 30, 2025 | 10-Q · Jul 31, 2025 | 11 sessions | 8-K |
| Apr 15, 2025 | Tuesday | 10:45 | during market hours | Mar 31, 2025 | 10-Q · Apr 30, 2025 | 10 sessions | 8-K |
| Jan 16, 2025 | Thursday | 11:44 | during market hours | Dec 31, 2024 | 10-K · Feb 25, 2025 | 26 sessions | 8-K |
| Oct 15, 2024 | Tuesday | 10:46 | during market hours | Sep 30, 2024 | 10-Q · Oct 29, 2024 | 10 sessions | 8-K |
| Jul 16, 2024 | Tuesday | 10:45 | during market hours | Jun 30, 2024 | 10-Q · Jul 30, 2024 | 10 sessions | 8-K |
| Apr 16, 2024 | Tuesday | 10:45 | during market hours | Mar 31, 2024 | 10-Q · Apr 30, 2024 | 10 sessions | 8-K |
| Jan 12, 2024 | Friday | 11:45 | during market hours | Dec 31, 2023 | 10-K · Feb 20, 2024 | 25 sessions | 8-K |
| Oct 17, 2023 | Tuesday | 10:48 | during market hours | Sep 30, 2023 | 10-Q · Oct 31, 2023 | 10 sessions | 8-K |
| Jul 18, 2023 | Tuesday | 10:46 | during market hours | Jun 30, 2023 | 10-Q · Jul 31, 2023 | 9 sessions | 8-K |
| Apr 18, 2023 | Tuesday | 10:47 | during market hours | Mar 31, 2023 | 10-Q · May 1, 2023 | 9 sessions | 8-K |
| Jan 13, 2023 | Friday | 11:46 | during market hours | Dec 31, 2022 | 10-K · Feb 22, 2023 | 26 sessions | 8-K |
| Oct 17, 2022 | Monday | 10:46 | during market hours | Sep 30, 2022 | 10-Q · Oct 28, 2022 | 9 sessions | 8-K |
| Jul 18, 2022 | Monday | 10:45 | during market hours | Jun 30, 2022 | 10-Q · Jul 29, 2022 | 9 sessions | 8-K |
| Apr 18, 2022 | Monday | 10:47 | during market hours | Mar 31, 2022 | 10-Q · Apr 29, 2022 | 9 sessions | 8-K |
| Jan 19, 2022 | Wednesday | 11:47 | during market hours | Dec 31, 2021 | 10-K · Feb 22, 2022 | 23 sessions | 8-K |
| Oct 14, 2021 | Thursday | 10:46 | during market hours | Sep 30, 2021 | 10-Q · Oct 29, 2021 | 11 sessions | 8-K |
The table shows the 20 most recent quarters. All 69 are in the CSV, with the same columns and one row per quarter.
Download all 69 BAC quarters as CSV → Free, no account.
How Bank of America shares moved on their latest earnings
Over the 8 announcements with prices in this table, BAC rose 5 times and fell 3 times; the median move, ignoring sign, was 1.9%, against 0.4% for SPY over the same windows. The largest, +4.4%, came with the results of Oct 15, 2025. Reported EPS beat the consensus estimate in 5 of the 5 quarters with an estimate.
| Announcement | Session | Window, close to close | BAC | SPY | EPS actual / expected |
|---|---|---|---|---|---|
| Jul 14, 2026 | during market hours | Jul 13, 2026 → Jul 14, 2026 | +1.9% | +0.4% | 1.21 / 1.12 (+7.7%) |
| Apr 15, 2026 | during market hours | Apr 14, 2026 → Apr 15, 2026 | +1.8% | +0.8% | 1.11 / 1.02 (+8.8%) |
| Jan 14, 2026 | during market hours | Jan 13, 2026 → Jan 14, 2026 | −3.8% | −0.5% | 0.98 / 0.96 (+2.2%) |
| Oct 15, 2025 | during market hours | Oct 14, 2025 → Oct 15, 2025 | +4.4% | +0.4% | 1.06 / 0.95 (+12%) |
| Jul 16, 2025 | during market hours | Jul 15, 2025 → Jul 16, 2025 | −0.3% | +0.3% | 0.89 / 0.86 (+3.7%) |
| Apr 15, 2025 | during market hours | Apr 14, 2025 → Apr 15, 2025 | +3.6% | −0.3% | |
| Jan 16, 2025 | during market hours | Jan 15, 2025 → Jan 16, 2025 | −1% | −0.2% | |
| Oct 15, 2024 | during market hours | Oct 14, 2024 → Oct 15, 2024 | +0.5% | −0.8% |
BAC window: when it reported before the open or during market hours, from the previous close to that day's. Split-adjusted closes and EPS with its estimate, from Yahoo Finance. It already happened: it does not anticipate the next announcement.
Where each number comes from
From the 8-K with item 2.02 ("Results of Operations and Financial Condition") that Bank of America filed on EDGAR, the SEC's public database; only those with their 10-Q or 10-K behind them count, so other 8-Ks with the same item (production figures, monthly sales) stay out. The time is converted to New York time using this specific company's stamp convention (its EDGAR stamp arrives in UTC), and it is not assumed: it is derived from the hours in which EDGAR accepts filings.
What this data does not know
- The exact time of the press release: the 8-K reaches EDGAR minutes or hours later, so Bank of America's median 10:46 is an upper bound. The session says which one the news landed in, not what minute it was said.
- Nothing before Jul 17, 2009: it is Bank of America's oldest quarter with announcement and report paired in the file.
- What will happen. Every date on the page already happened. Bank of America reporting during market hours 47 quarters in a row does not say the next one will be the same.
- Bank of America's identity is its SEC CIK (0000070858), not its symbol: symbols get recycled and renamed.
When other Financial Services companies report earnings
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More on Bank of America
Bank of America is in the Financial Services sector. On the model's multifactor score of Oct 21, 2026 it ranks 140 of 464, and 26 of the 57 companies in its sector that score. It is a quantitative model ranking, not a recommendation.
Bank of America (BAC) analysis page →
All ~500 S&P 500 companies, sorted by when they report →
Guide: 10-K, 10-Q and 8-K · all guides
What is behind these dates
The concepts on this page, explained from scratch in the Academy. Free, no account.
- Guessing next quarter's earnings gives no edgeWhy knowing a quarter's earnings in advance is not enough to make money: what moves the price is the gap against what was expected.
- Supply, demand and price: why it rises and falls constantlyWhat happens to the price on announcement day, and why excellent results can leave the stock falling.
- The three financial statements of a companyWhat is inside the 10-Q and the 10-K whose lag behind the announcement this page measures.
- Point-in-time data and look-ahead biasWhy the date a figure became public matters as much as the figure, which is exactly the distinction behind the two date columns above.
Source: EDGAR, the SEC's public database (forms 8-K, 10-Q and 10-K). Data through Oct 14, 2026. This is a list of public facts and of calculations made on them, not financial advice or a recommendation to buy or sell.