Company Profile: UnitedHealth Group Incorporated (UNH)

UNH insider trades (13 months) →

$404.44 +1.00% vs. previous close · Market cap $363.02B

Today's multi-factor rank: 189 of 461 · see the ranking

Quant500 Scores

Momentum

5.0/10

Value

5.6/10

Growth

4.5/10

Quality

5.1/10

Multifactor

5.0/10

Market and Valuation

Price & Market

Prev Close Price:$400.44

Open:$399.17

Day's Low:$397.01

Day's High:$405.40

Bid / Ask:-

Market Cap:363.02B

Enterprise Value:408.39B

52-Week Range

52-Week Low:$255.97

52-Week High:$461.62

Current position in 52-week range

52w Low-52w High

50-Day Avg:$390.40

200-Day Avg:$363.07

Volume

Volume Today:3,997,059

Avg Volume (3m):5,072,495

Avg Volume (10d):4,631,130

52-Week Change:+21.04%

vs S&P 500, 52 weeks:-

Beta:0.52

Valuation Multiples

P/E (trailing):23.08

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Nov 3, 2026. The P/E is the price divided by that EPS.

P/E (forward):17.37

PEG Ratio:1.02

Price / Book:3.50

Price / Sales (TTM):0.81

EV / Revenue:0.91

EV / EBITDA:14.13

Dividends

Current yield:2.32%

Annual Dividend Rate:$9.28

Dividend Trailing:$2.21

Yield Trailing:0.55%

5-Year Avg Yield:1.55%

Payout Ratio:57.56%

Last Ex-Dividend Date:-

Valuation Context

P/E vs sector (indicative)

Most Recent Quarter:-

Fiscal Year (Next):-

Date Filter (Month):

Loading historical OHLCV database...

Financial Statements TTM (Trailing 12 Months)

Income Statement

Total Revenue (TTM):450.06B

Gross Profit:90.23B

EBITDA:28.90B

Net Income (TTM):15.88B

Rev Growth (YoY):-0.40%

Earnings Growth (YoY):+75.90%

Quarterly earnings growth (YoY):+75.00%

Margins

Gross Margin:-

EBITDA Margin:-

Operating Margin:-

Net Margin:-

Per Share

EPS Trailing (TTM):$17.52

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Nov 3, 2026. The P/E is the price divided by that EPS.

EPS Forward (Est.):$23.29

Revenue Per Share:$498.13

Cash Per Share:-

Book Value:$115.44

Last Dividend:-

Ex-Dividend Date:-

Last Split:-

Balance Sheet & Liquidity

Total cash:28.55B

Total Debt:74.33B

Net Debt (Debt - Cash):45.78B

Debt / Equity:70.43%

Current Ratio:0.74

Quick Ratio:0.42

Cash Flows

Operating Cash Flow:26.19B

Free Cash Flow (FCF):26.50B

FCF Yield (FCF / Market Cap):-

Enterprise Value:408.39B

EV / Revenue:0.91

EV / EBITDA:14.13

Profitability

ROE (Return on Equity):15.77%

ROA (Return on Assets):5.24%

P/E (trailing):23.08

P/E (forward):17.37

Price / Book:3.50

PEG Ratio:1.02

52-Week Change:+21.04%

S&P 500 change, 52 weeks:+11.37%

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

EPS Trailing (TTM):$17.52

Diluted EPS for the last 12 months: the four quarters ended Sep 30, 2026, from the accounts filed with the SEC on Nov 3, 2026. The P/E is the price divided by that EPS.

EPS Forward (Est.):$23.29

P/E (forward):17.37

PEG Ratio:1.02

Growth and Margins

Earnings Growth YoY:-

Quarterly Earnings Growth YoY:-

Rev Growth YoY:-

Net Margin:-

Gross Margin:-

EBITDA Margin:-

Per Share

Revenue Per Share:$498.13

Cash Per Share:-

Book Value:$115.44

Cash Flows (TTM)

Free Cash Flow:26.50B

Operating Cash Flow:26.19B

EBITDA:28.90B

Total Revenue (TTM):450.06B

Net Income (TTM):15.88B

Fiscal Year (Last):-

EPS Surprise History - Last 4 Quarters

Actual vs. Analyst Estimates · Green = beat expectations · Red = missed

Quarter	Period	Actual EPS	Estimated EPS	Difference	Surprise %	Currency

Ownership Structure

Ownership Distribution

% Insiders:-

% Institutional:-

% Inst. (of Float):-

No. of Institutions:-

Visual distribution

InsidersInstitutionalFree Float

Shares & Short Interest

Shares Outstanding:897,594,847

Float (free shares):899,411,260

Short interest (shares):14,007,404

Short % of float:-

Short Ratio (days to cover):2.43

Short interest, prior month:-

Short Interest Date:-

Governance Score (1=Best, 10=Worst)

Overall risk:-

Audit Risk:-

Board risk:-

Compensation Risk:-

Shareholder rights risk:-

Top Institutional Holders

Position Change: ▲ Increased · ▼ Reduced · = Unchanged

Organization	Report Date	% Shares	No. Shares	Value (USD)	Change %

Top Mutual Funds

Position Change: ▲ Increased ▼ Decreased = Unchanged

Fund	Report Date	% Shares	No. Shares	Value (USD)	Change %

Recent Insider Trades

Executive / Insider	Title	Date	Action	Shares

Options Chain

Expiration Date:

CALLS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

PUTS

Strike	Last	Bid	Ask	Vol.	O.I.	IV

UnitedHealth Group Incorporated (UNH) SEC filings: 10-K, 10-Q and 8-K

Direct links to financial reports filed with the SEC.

Type	Date	Official link
8-K	2026-10-13	View filing ↗
8-K	2026-09-08	View filing ↗
10-Q	2026-08-10	View filing ↗
8-K	2026-07-16	View filing ↗
11-K	2026-06-11	View filing ↗
8-K	2026-06-05	View filing ↗
DEFA14A	2026-05-15	View filing ↗
8-K	2026-05-11	View filing ↗
10-Q	2026-05-05	View filing ↗
8-K	2026-04-21	View filing ↗

Company and Executive Profile

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.

General Information

Headquarters:United States

City:Eden Prairie

Employees:390,000

Sector:Healthcare

Industry:Healthcare Plans

Website:-

Key Executives

Name	Title	Age	Total pay
Mr. Stephen J. Hemsley	CEO & Non-Independent Non-Executive Chairman	72	1.28M
Mr. Wayne Scott DeVeydt	Chief Financial Officer	55	3.08M
Mr. Christopher R. Zaetta	Executive VP, Chief Legal Officer & Corporate Secretary	53	1.79M
Mr. Timothy John Noel	Chief Executive Officer of UnitedHealthcare Business	53	3.20M
Dr. Patrick Hugh Conway M.D., M.Sc.	Chief Executive Officer of Optum	50	2.92M
Mr. Dennis Stankiewicz	Chief Accounting Officer & Corporate Controller	47	-
Mr. Sandeep Dadlani	Executive VP and Chief Digital & Technology Officer	50	-
Ms. Jodeen Ann Kozlak	Chief Administrative Officer	62	-

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UnitedHealth Group Incorporated (UNH): Quantitative Analysis

Name: Factor scores for UnitedHealth Group Incorporated (UNH)
Creator: Quant500
License: https://quant500.com/legal

UnitedHealth Group Incorporated (UNH) — Healthcare — Healthcare Plans. UNH is in the S&P 500 today. Model factor scores and market data, recalculated every trading day.

So far in 2026, UNH has returned +24.6% against +11.4% for the S&P 500 (SPY): total return, dividends included on both sides, from Dec 31, 2025 to Nov 3, 2026.

UNH ranks 189 of 461 on today's multifactor score, and 24 of the 55 Healthcare companies that score. Its strongest factor is value (Z 0.34, ranked 116 of 489); its weakest is growth (Z -0.32, ranked 346 of 489). Each factor ranks only the companies with data for it, and the multifactor score only those with all four: that is why the totals differ.

Factor scores

The Z-Score is how many standard deviations the company sits from the index average: 0 is average, positive is better than average, negative is worse.

Factor	Z-Score	Rank
Multifactor	0.026	189 of 461
Momentum	-0.005	226 of 494 ↑9
Value	0.341	116 of 489 =
Quality	0.088	173 of 468 ↑5
Growth	-0.319	346 of 489

Market data

Metric	Value
Price	$404.44
Market Cap	363.02B
P/E	23.08
Revenue (last 12 months)	450.06B
Price / book	3.50
Book value per share	$115.44
52-week range	$255.97 – $461.62
Dividend yield	2.32%
Beta	0.52
Average volume	5,072,495
Shares outstanding	897.59M
Short interest (% of float)	1.74% (as of Oct 15, 2026)

When does UNH report earnings? 12 of its last 12, before the open →

What are UNH insiders doing? 150 transactions filed with the SEC, of them 4 sells, the last one on Oct 1, 2026 →

UNH latest SEC filings

Annual report (10-K): filed Mar 2, 2026, fiscal year ended Dec 31, 2025 · see its 10-K filings on sec.gov
Quarterly report (10-Q): filed Aug 10, 2026, quarter ended Jun 30, 2026 · view the filing on sec.gov
Earnings release (8-K): Oct 13, 2026, before the open · view the 8-K on sec.gov

Filing dates on EDGAR, the SEC's public registry. All UNH filings on EDGAR.

Guides: How to read a Quant500 company page · What the S&P 500 is · P/E ratio explained · 10-K, 10-Q and 8-K · all guides

Frequently asked questions about UnitedHealth (UNH)

When does UnitedHealth report earnings?

UnitedHealth has no announced date in the Nasdaq public calendar checked (Nov 3, 2026 to Dec 7, 2026). Of its last 12 earnings announcements: 12 before the open (SEC filings through Oct 13, 2026). UNH earnings dates and times, quarter by quarter →

What is UnitedHealth's P/E ratio?

UnitedHealth's P/E (price over earnings per share for the last twelve months) is 23.1 at the Nov 3, 2026 close. That EPS is the 12-month diluted figure from the SEC, the four quarters ended Sep 30, 2026. The median of the 54 Healthcare companies with a P/E is 30.5, and the S&P 500's, 23.5: UnitedHealth is below its sector median. Healthcare stocks, company by company →

Where does UnitedHealth rank on Quant500?

In the Nov 3, 2026 multi-factor ranking, UnitedHealth ranks 189 of 461, and 24 of the 55 Healthcare companies that score. The ranking orders S&P 500 companies by the average of four factors (momentum, value, quality and growth) and is recalculated every trading day. It is a model output, not investment advice. The full ranking → How it is calculated →

Have UnitedHealth insiders bought or sold shares?

SEC Form 4 shows no open-market purchase of UnitedHealth shares from August 2025 through Nov 3, 2026. The latest sale was on Aug 21, 2026, by an officer, for $456k. In total, from August 2025 through Nov 3, 2026: 0 purchases and 4 sales by directors, officers and large shareholders. All UNH insider trades →

Does UnitedHealth pay a dividend?

Yes. Its dividend yield is 2.32% at the Nov 3, 2026 close (annual dividend of $9.28 per share). The latest recorded ex-dividend date is Sep 14, 2026.

What sector is UnitedHealth in, and which index?

UnitedHealth is classified in the Healthcare sector (industry: Healthcare Plans), per the data provider's classification (similar to GICS, not identical). It is in the S&P 500 today. It is one of the 59 S&P 500 companies in that sector. Healthcare stocks →

What is behind these numbers

The concepts on this page, explained from scratch in the Academy. Free, no account.

Valuation multiples: P/E, P/B, EV/EBITDA and their trapsWhy the P/E and the price-to-book in the table above cannot be compared across sectors, and what a low P/E can hide.
Value and momentum: the two that have survived bestWhat the value and momentum scores on this page actually measure, and why they are the two factors that have best survived scrutiny.
Quality and low volatilityWhere the quality score comes from, and why it is the factor with the most competing definitions, all of them called the same thing.
Sales growth: the driver that gets overestimated mostWhat sits behind the growth score and the twelve-month revenue, and why it is the number people extrapolate too far most often.
Dividends and payout: high is not always goodThis company pays a dividend and its yield is in the table above: when a high figure is good news and when it is a warning.

The whole Academy, course by course →

Data as of Nov 3, 2026. Source: point-in-time SEC fundamentals and closing prices. Method and formulas are on the home page.

Company Profile: UnitedHealth Group Incorporated (UNH)

Market and Valuation

Price & Market

52-Week Range

Volume

Valuation Multiples

Dividends

Valuation Context

Financial Statements TTM (Trailing 12 Months)

Income Statement

Margins

Per Share

Balance Sheet & Liquidity

Cash Flows

Profitability

Historical Evolution (Last 4 Years)

Income Statement

Balance Sheet

Cash Flow

EPS and Earnings Per Share

Key EPS Metrics

Growth and Margins

Per Share

Cash Flows (TTM)

EPS Surprise History - Last 4 Quarters

Ownership Structure

Ownership Distribution

Shares & Short Interest

Governance Score (1=Best, 10=Worst)

Top Institutional Holders

Top Mutual Funds

Recent Insider Trades

Options Chain

CALLS

PUTS

Sentiment Metrics

Expected move

UnitedHealth Group Incorporated (UNH) SEC filings: 10-K, 10-Q and 8-K

Company and Executive Profile

General Information

Key Executives

You have seen the engine room

UnitedHealth Group Incorporated (UNH): Quantitative Analysis

Factor scores

Market data

UNH latest SEC filings

Frequently asked questions about UnitedHealth (UNH)

When does UnitedHealth report earnings?

What is UnitedHealth's P/E ratio?

Where does UnitedHealth rank on Quant500?

Have UnitedHealth insiders bought or sold shares?

Does UnitedHealth pay a dividend?

What sector is UnitedHealth in, and which index?

What is behind these numbers